Best Medicare Supplement Plans in North Dakota for 2025

By Daniel Petkevich

Jul 15, 2025

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Medicare Supplement plans in North Dakota are a great way for seniors to supplement their Medicare coverage and reduce out-of-pocket medical costs. With over 124,000 people eligible for Medicare, there’s a lot to consider when choosing a plan that best fits your needs. A licensed insurance broker at Fair Square Medicare can help you find the right plan for you.

Give us a call at 888-507-9540, and we can help guide you through the process of selecting the best Medicare supplement plan in North Dakota. With our dedication to customer service and years of experience, you can trust that Fair Square Medicare has your best interests in mind. Get started today!

The prices below are estimates and will vary according to your age, sex, lifestyle, and location. Contact us to get personalized quotes!

In North Dakota, the Best Choice is G.

Without context, choosing between Medicare Supplements is like choosing letters from an alphabet soup. In North Dakota, there is Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan K, Plan M, and Plan N. Fortunately, there's an easy heuristic to decide between them:

All Medicare Supplements with the same plan letter must, by law, offer the same coverage (regardless of carrier or region). This makes them easily comparable. In North Dakota, plans A, B, C, D, K, M, and N can all be thrown out from consideration because they offer less coverage, and usually cost more than the optimal Plan G . Plan F is a unique exception here, which we address below.

Takeaway: Plan G offers the most comprehensive coverage for your dollar.

Why Medicare Supplements over Medicare Advantage Plans?

Unlike Medicare Advantage plans, you will be covered by any health provider that accepts Medicare under a Supplement Plan (about 90% of doctors nationwide). So you don't need to worry about a Carrier network, or getting prior approval for a procedure. The extent of that coverage is the other consideration, and no other Medicare plan covers out-of-pocket expenses as comprehensively as Plan G.

What You Need to Know about Plan G in North Dakota:

Again, the benefits of Medicare Supplement Plans are defined by the government, which means the coverage is the same for each plan letter no matter the cost. We recommend you go with the cheapest carrier offering Plan G (which we’ve included below). All you need to worry about paying is your monthly premium and the yearly Part B Deductible of $257 for any Medicare approved medical services.

The average monthly premium in North Dakota for Plan G is $146.16.

If you want the most comprehensive coverage, Plan G is for you. Take a look at what that entails below:

Plan G also offers 80% coverage on foreign travel exchange, which is the highest on Medicare. Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan G across North Dakota.

Top 10 Cheapest Plan G Options in North Dakota:

• 1.

  Chubb Limited

  $117.92/month

• 2.

  State Farm

  $122.91/month

• 3.

  Liberty Bankers Insurance

  $123.46/month

• 4.

  Fairfax Fin

  $124.17/month

• 5.

  Manhattanlife

  $125.67/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

What about Plan F in North Dakota?

Plan F technically offers the most comprehensive coverage of all the Medicare Supplement Plans. However, eligibility for Plan F is closed to people who turned 65 after 2020. If you are eligible, it’s a compelling option, but only if the premium makes sense when comparing against Plan G.

The average monthly premium for Plan F in North Dakota is $179.06.

Here is what Plan F offers:

As you can see, Plan F covers even more potential out-of-pocket expenses than Plan G. Pro Tip: if your Plan F premium is $20 more than your Plan G premium, G becomes the cheaper option because the Part B Deductible is only $257. Plan F also offers 80% coverage on foreign travel exchange, which is the highest on Medicare (same as Plan G). Since you’ll get this same coverage no matter the monthly premium, we’ve compiled the average cost of Plan F across North Dakota.

Top 10 Cheapest Plan F Options in North Dakota:

• 1.

  Cigna Health

  $133.78/month

• 2.

  Chubb Limited

  $136.67/month

• 3.

  Fairfax Fin

  $147.25/month

• 4.

  Ggc

  $149.45/month

• 5.

  Manhattanlife

  $152.83/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.