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Best Medicare Supplement Plans in Spray, OR for 2023

Scene of Oregon
By Daniel Petkevich
Nov 1, 2022
The prices below are estimates and will vary according to your age, sex, lifestyle, and location. Contact us to get personalized quotes!

In Spray, the Best Choice is G.

All Medicare Supplements with the same plan letter must, by law, offer the same coverage (regardless of carrier or region). This makes them easily comparable. In Spray, plans A, B, C, D, K, M, and N can all be thrown out from consideration because they offer less coverage, and usually cost more than the optimal Plan G . Plan F is a unique exception here, which we address below.
Takeaway: Plan G offers the most comprehensive coverage for your dollar.

Why Medicare Supplements over Medicare Advantage Plans?

Unlike Medicare Advantage plans, you will be covered by any health provider that accepts Medicare under a Supplement Plan (about 90% of doctors nationwide). So you don’t need to worry about a Carrier network, or getting prior approval for a procedure.
The extent of that coverage is the other consideration, and no other Medicare plan covers out-of-pocket expenses as comprehensively as Plan G.

What You Need to Know about Plan G in Spray, OR:

As previously stated, the government establishes the coverage for Medicare Supplement Plans, meaning the coverage is consistent across all plan letters, regardless of price. We advise choosing the carrier with the lowest cost for Plan G (which we have included below). As long as you pay your monthly premium and the yearly Part B Deductible of $226 for any medical services approved by Medicare, you have nothing else to worry about.

The average monthly premium for Plan G is $188.81

If you want the most comprehensive coverage, Plan G is for you. Take a look at what that entails below:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

Plan G's coverage includes the highest coverage available on foreign travel exchange with 80%. We have gathered the average cost of Plan G across Spray regardless of the monthly premium.

Top 5 Cheapest Plan G Options in Spray:

  • 1.

    State Farm

    $131.33/month

  • 2.

    United Serv Automobile Association

    $131.58/month

  • 3.

    Manhattanlife

    $133.50/month

  • 4.

    Oregon Dental

    $152.00/month

  • 5.

    Cigna Health

    $152.43/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

What about Plan F in Spray, OR?

For those who are eligible, Plan F can be a great choice due to its comprehensive coverage among the Medicare Supplement Plans. However, this option is not open to individuals who became 65 after 2020. When comparing Plan F and Plan G, be sure to consider the premiums to determine the best fit for you.

The average cost of a monthly premium for Plan F in Spray is 237.35.

Here is what Plan F offers:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

Plan F covers a wider range of out-of-pocket expenses compared to Plan G. Pro Tip: if the premium for Plan F is $20 higher than the premium for Plan G, then Plan G is the more affordable choice due to the Part B Deductible being only $226. Plan F provides the highest level of foreign travel exchange coverage on Medicare at 80% (the same as Plan G). The monthly premium does not affect this coverage, so we have gathered the average cost of Plan F across Spray.

Top 5 Cheapest Plan F Options in Spray:

  • 1.

    Manhattanlife

    $161.42/month

  • 2.

    United Serv Automobile Association

    $166.77/month

  • 3.

    State Farm

    $188.62/month

  • 4.

    Oregon Dental

    $191.00/month

  • 5.

    Cigna Health

    $202.01/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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