In Cedar Knolls, the Best Choice is G.
Why Medicare Supplements over Medicare Advantage Plans?
What You Need to Know about Plan G in Cedar Knolls, NJ:
To reiterate, the coverage offered by Medicare Supplement Plans is determined by the government and remains consistent across all plan letters, regardless of cost. We advise going with the carrier offering the lowest price for Plan G (as listed below). The only payments you need to be mindful of are your monthly premium and the yearly Part B Deductible of $226 for any medical services covered by Medicare.
The typical cost of a monthly premium for Plan G is $180.83
For the most complete coverage, Plan G is ideal for you. Check out what it includes below:
Part A Coinsurance
Part A Hospice Care Coinsurance + Copay
Part A Deductible
Blood (3 Pints)
Part B Coinsurance + Copay
Part B Excess Charge
Part B Deductible
Plan G not only offers the most complete coverage, it also provides 80% coverage on foreign travel exchange, which is the highest offered on Medicare. We've gathered the average cost of Plan G across Cedar Knolls, regardless of the monthly premium.
Top 5 Cheapest Plan G Options in Cedar Knolls:
1.
Manhattanlife
$149.67/month
2.
Allstate Insurance
$150.21/month
3.
Humana
$153.47/month
4.
Swiss Re
$154.42/month
5.
$159.58/month
Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.
What about Plan F in Cedar Knolls, NJ?
If you are eligible for Plan F, it can be a great choice because it offers the most complete coverage of all the Medicare Supplement Plans. However, this option is not open to individuals who became 65 after 2020. When deciding between Plan F and Plan G, be sure to compare the premiums to see what makes the most sense for you.
The typical monthly premium for Plan F in Cedar Knolls is 218.84.
Here is a summary of what Plan F covers:
Part A Coinsurance
Part A Hospice Care Coinsurance + Copay
Part A Deductible
Blood (3 Pints)
Part B Coinsurance + Copay
Part B Excess Charge
Part B Deductible
Plan F covers a larger variety of out-of-pocket expenses compared to Plan G. Pro Tip: if the premium for Plan F is $20 more than the premium for Plan G, then Plan G is the better option because the Part B Deductible is only $226. Plan F offers the highest level of foreign travel exchange coverage on Medicare at 80% (the same as Plan G). Since this coverage is consistent regardless of the monthly premium, we have gathered the average cost of Plan F across Cedar Knolls.
Top 5 Cheapest Plan F Options in Cedar Knolls:
1.
Allstate Insurance
$179.25/month
2.
Independence Health Inc
$181.31/month
3.
Swiss Re
$187.83/month
4.
Manhattanlife
$187.92/month
5.
Humana
$190.43/month
Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.
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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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