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Best Medicare Supplement Plans in Benton Ridge, OH for 2023

Scene of Ohio
By Daniel Petkevich
Nov 1, 2022
The quotes shown here are general estimates, and the actual cost may vary depending on your age, sex, lifestyle, and location. Reach out to us for personalized pricing!

In Benton Ridge, the Best Choice is G or N.

All plans with the same letter classification must, in accordance with the law, offer the same coverage, making comparison across carriers and regions uncomplicated. In Benton Ridge, plans A, B, C, D, K, and M can all be thrown out from consideration because they offer less coverage, and usually cost more than the optimal Plan G or N. Plan F is a unique exception here, which we address below.
Takeaway: Plan G or N offer the most comprehensive coverage for your dollar.

Why Medicare Supplements over Medicare Advantage Plans?

With a Supplement Plan, you don’t need to concern yourself with Carrier networks or getting approval for treatment - you’ll have coverage from any health provider that takes Medicare. Plan G offers the most extensive coverage of out-of-pocket costs compared to other Medicare plans.
The extent of that coverage is the other consideration, and no other Medicare plan covers out-of-pocket expenses as comprehensively as Plan G or N.

What You Need to Know about Plan G in Benton Ridge, OH:

To reiterate, the coverage offered by Medicare Supplement Plans is determined by the government and remains consistent across all plan letters, regardless of cost. We advise going with the carrier offering the lowest price for Plan G (as listed below). The only payments you need to be mindful of are your monthly premium and the yearly Part B Deductible of $226 for any medical services covered by Medicare.

The typical cost of a monthly premium for Plan G is $143.24

For the most complete coverage, Plan G is ideal for you. Check out what it includes below:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

Plan G not only offers the most complete coverage, it also provides 80% coverage on foreign travel exchange, which is the highest offered on Medicare. We've gathered the average cost of Plan G across Benton Ridge, regardless of the monthly premium.

Top 5 Cheapest Plan G Options in Benton Ridge:

  • 1.

    Erie Insurance

    $115.77/month

  • 2.

    Chubb Limited

    $116.33/month

  • 3.

    Swiss Re

    $116.58/month

  • 4.

    Insurance Capital

    $117.73/month

  • 5.

    Allstate Insurance

    $118.75/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Should I even consider Plan N in Benton Ridge?

This depends on your situation. In Benton Ridge, excess charges are outlawed. That means doctors cannot bill above the Medicare approved rate for a procedure. So if you’re on Plan N, that “gap” in coverage is generally not one you need to worry about. The exception is if you frequently travel or visit another state where they excess charges are legal (in 42 states, they are). We can also help you decide between Plan G and Plan N your specific case.

The average monthly premium for Plan N in Benton Ridge is $111.74. Same as the other Medicare Supplements, the Plan N we suggest for our clients is the one with the lowest premium, which we’ve included in the Top 5 list below.

If you don’t travel out of state frequently, and premiums in your zip code are lower than those for Plan G, Plan N may be right for you. Take a look at what that entails below:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

Top 5 Cheapest Plan N Options in Benton Ridge:

  • 1.

    Prosperity Life Insurance

    $88.34/month

  • 2.

    Chubb Limited

    $89.58/month

  • 3.

    Allstate Insurance

    $90.75/month

  • 4.

    Insurance Capital

    $91.43/month

  • 5.

    Ggc

    $91.82/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

What about Plan F in Benton Ridge, OH?

If you are eligible for Plan F, it can be a great choice because it offers the most complete coverage of all the Medicare Supplement Plans. However, this option is not open to individuals who became 65 after 2020. When deciding between Plan F and Plan G, be sure to compare the premiums to see what makes the most sense for you.

Here is a summary of what Plan F covers:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

Call us if you are interested in exploring your Plan F options. Remember: if your Plan F premium is $19 more than your Plan G premium, Plan G becomes the cheaper option because the Part B Deductible is only $226. Plan F covering your Part B deductible is the only difference between it and Plan G.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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