Fair Square Medicare Wordmark

Best Medicare Supplement Plans in Artesia Wells, TX for 2023

Scene of Texas
By Daniel Petkevich
Nov 1, 2022
The prices outlined here are just approximations and may fluctuate depending on your age, sex, lifestyle, and location. Get in touch with us to get individualized quotes!

In Artesia Wells, the Best Choice is G.

By law, all Medicare Supplement plans with the same letter must offer the same coverage, so comparing them is simple, regardless of the carrier or region. In Artesia Wells, plans A, B, C, D, K, M, and N can all be thrown out from consideration because they offer less coverage, and usually cost more than the optimal Plan G . Plan F is a unique exception here, which we address below.
Takeaway: Plan G offers the most comprehensive coverage for your dollar.

Why Medicare Supplements over Medicare Advantage Plans?

Unlike Medicare Advantage plans, Supplement Plans provide coverage from any health provider that accepts Medicare, approximately 90% of doctors across the country. No pre-approval is necessary for a procedure, and Plan G covers out-of-pocket expenses more completely than any other Medicare plan.
The extent of that coverage is the other consideration, and no other Medicare plan covers out-of-pocket expenses as comprehensively as Plan G.

What You Need to Know about Plan G in Artesia Wells, TX:

It bears repeating that the coverage provided by Medicare Supplement Plans is set by the government, meaning all plan letters offer the same coverage regardless of cost. We recommend selecting the cheapest carrier offering Plan G (which can be found below). Your monthly premium and the yearly $257 Part B Deductible for any medical services approved by Medicare are the only expenses you need to worry about paying.

The average monthly cost for a Plan G premium is $138.43

If the most thorough coverage is what you're after, Plan G is the best option for you. See the details outlined below:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

In addition to its extensive coverage, Plan G also provides 80% coverage on foreign travel exchange - the highest on Medicare. Regardless of the monthly premium, the coverage remains consistent. So we've compiled the average cost of Plan G across Artesia Wells.

Top 5 Cheapest Plan G Options in Artesia Wells:

  • 1.

    Allstate Insurance

    $102.91/month

  • 2.

    Chubb Limited

    $107.42/month

  • 3.

    Prosperity Life Insurance

    $110.51/month

  • 4.

    Insurance Capital

    $111.46/month

  • 5.

    United Serv Automobile Association

    $111.86/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

What about Plan F in Artesia Wells, TX?

While Plan F is considered the most comprehensive of all the Medicare Supplement Plans, it is not an option for those who turned 65 after 2020. If you are eligible for Plan F, it is worth considering, but be sure to compare the premium to Plan G to determine the best fit for you.

On average, the monthly premium for Plan F in Artesia Wells is 171.91.

Plan F offers the following benefits:

Part A Coinsurance

Part A Hospice Care Coinsurance + Copay

Part A Deductible

Blood (3 Pints)

Part B Coinsurance + Copay

Part B Excess Charge

Part B Deductible

In terms of out-of-pocket expenses, Plan F provides more coverage than Plan G. Pro Tip: if the premium for Plan F is $20 higher than the premium for Plan G, then Plan G is the more cost-effective choice due to the Part B Deductible being only 257. Plan F and Plan G both offer 80% coverage for foreign travel exchange, which is the highest offered by Medicare. Regardless of the monthly premium, this coverage remains the same. We have compiled the average cost of Plan F across Artesia Wells.

Top 5 Cheapest Plan F Options in Artesia Wells:

  • 1.

    Prosperity Life Insurance

    $122.34/month

  • 2.

    Chubb Limited

    $125.08/month

  • 3.

    Allstate Insurance

    $125.41/month

  • 4.

    Ggc

    $135.34/month

  • 5.

    American Enterprise Group

    $135.84/month

Premiums do vary by zip code, so contact us below to hear the local premiums you can actually enroll in.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Other Cities in Texas

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2024

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M