Parts A & B are federal, so your hospital and outpatient benefits stay the same no matter where you live. Just give Social Security your new address after the boxes are unpacked.
Leave the service area and you trigger a Special Enrollment Period (SEP).
Tell your plan before the move? Your SEP runs from one month before through two months after you relocate.
Tell them after? You still get two full months from the day you notify the plan.
During the SEP you can:
Switch to a new local Medicare Advantage or Part D plan.
Return to Original Medicare and, if you want drug coverage, pick a stand-alone Part D plan.
Moving within the U.S. usually means you can keep your Medigap policy—just update your address.
Move outside your plan’s coverage area (rare, but happens with some state-based or select-issue policies) and you earn a guaranteed-issue right to buy a different Medigap plan without medical underwriting.
A few states (e.g., New York, Connecticut) let you switch Medigap letters any time of year; others don’t. Check state rules before you cancel anything.
Run new-ZIP quotes. Medicare Advantage premiums and drug formularies can swing wildly from one county to the next.
Verify networks. Your favorite doctors and hospitals may be out-of-network in the new plan—or totally out of reach if you stick with the old one.
Line up coverage dates. Aim for zero gaps by submitting your new application as soon as your SEP opens.
If you’ll be gone for a season but keep your official residence, you generally stay in the same plan. Keep an eye on coverage for non-emergency care while you’re away—Original Medicare plus Medigap usually works nationwide; many HMO-style Advantage plans do not.
Bottom line: Original Medicare follows you, but Medicare Advantage and Part D plans don’t. Use the built-in Special Enrollment Period to pick coverage tailored to your new ZIP, and review Medigap rights if a move takes you outside your current policy’s territory.
Our licensed Medicare advocates can pull every plan in your new county and walk you through the fine print—free of charge. Call 888-376-2028 today.
Does Medicare Cover Urodynamic Testing?
Dec 2, 2022
What Is a Medicare Supplement SELECT Plan?
Apr 25, 2023
What is the Medicare ICEP?
Apr 7, 2023
Estimating Prescription Drug Costs
May 25, 2020
How Do Medicare Agents Get Paid?
Apr 12, 2023
Does Medicare Cover Robotic Surgery?
Nov 28, 2022
Finding the Best Dental Plans for Seniors
Jan 4, 2023
The Easiest Call You'll Ever Make
Jun 28, 2023
Does Medicare Cover Kidney Stone Removal?
Nov 23, 2022
Does Medicare Cover Inspire for Sleep Apnea?
Dec 27, 2022
Does Medicare Pay for Funeral Expenses?
Dec 6, 2022
What You Need to Know About Creditable Coverage
Jan 18, 2023
Moving? Here’s What Happens to Your Medicare Coverage
Jul 15, 2025
Medicare Supplement Plans for Low-Income Seniors
Mar 23, 2023
Costco Pharmacy Partners with Fair Square
Jan 13, 2023
13 Best Ways for Seniors to Stay Active in Phoenix
Mar 6, 2023
Do Medicare Supplement Plans Cover Dental and Vision?
Dec 8, 2022
Does Medicare Cover PTNS?
Dec 9, 2022
13 Best Ways for Seniors to Stay Active in Jacksonville
14 Best Ways to Stay Active in Charlotte
2024 Fair Square Client Retention and Satisfaction Report
2024 Fair Square NPS Report
Are Medicare Advantage Plans Bad?
Can I Choose Marketplace Coverage Instead of Medicare?
Can I Laminate My Medicare Card?
Can I switch From Medicare Advantage to Medigap?
Can I Use Medicare Part D at Any Pharmacy?
Does Medicare Cover Bariatric Surgery?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Cataract Surgery?
Does Medicare Cover Chiropractic Visits?
Does Medicare Cover COVID Tests?
Does Medicare Cover ESRD Treatments?
Does Medicare Cover Flu Shots?
Does Medicare Cover Fosamax?
Does Medicare Cover Hearing Aids?
Does Medicare Cover Ilumya?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Inqovi?
Does Medicare Cover Krystexxa?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Medical Marijuana?
Does Medicare Cover Mouth Guards for Sleep Apnea?
Does Medicare Cover Ofev?
Does Medicare Cover Ozempic?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Xiafaxan?
Does Medicare Cover Zilretta?
Does Medicare Pay for Antivenom?
Does Medicare pay for Opdivo?
Does Medicare Pay for Varicose Vein Treatment?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Does Your Medicare Plan Cover B12 Shots?
Explaining IRMAA on Medicare
Fair Square Bulletin: We're Revolutionizing Medicare
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?
How Much Does a Medicare Coach Cost?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Open Heart Surgery Cost with Medicare?
How Much Does Rexulti Cost with Medicare?
How Much Does Trelegy Cost with Medicare?
How Much Does Xeljanz Cost with Medicare?
How to Become a Medicare Agent
How to Compare Medigap Plans in 2025
Is Botox Covered by Medicare?
Is Fair Square Medicare Legitimate?
Is HIFU Covered by Medicare?
Is the Shingles Vaccine Covered by Medicare?
Is Vitrectomy Surgery Covered by Medicare?
Medicare & Ozempic
Medicare 101
Medicare Advantage Plans for Disabled People Under 65
Medicare Explained
Medicare Guaranteed Issue Rights by State
Medicare Savings Programs in Kansas
Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Should You Work With A Remote Medicare Agent?
Top 10 Physical Therapy Clinics in San Diego
What is the 8-Minute Rule on Medicare?
What People Don't Realize About Medicare
What to Do When Your Doctor Doesn't Take Medicare
What to Do When Your Doctor Leaves Your Network
When to Choose Medicare Advantage over Medicare Supplement
Why Is Medicare So Confusing?
Why You Should Keep Your Medigap Plan
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare