Call the doctor and your plan to confirm the contract ended—directory errors happen.
Plans must give you at least 30 days’ written notice when a provider you use regularly is dropped.  Medicare
If you’re in mid-treatment (chemotherapy, pregnancy, post-op, etc.), the No Surprises Act lets you keep seeing that doctor for up to 90 days at in-network rates while you transition. Tell the plan you want to elect transitional care.  Centers for Medicare & Medicaid Services
Option A: Stay with the doctor out-of-network. Expect higher cost-sharing—sometimes 100 % in an HMO.
 Option B: Pick a new in-network provider. Use the updated directory and get referrals transferred.
 Option C: Switch plans. If CMS rules the termination a “significant” network change, you get a Special Enrollment Period (SEP) to move to another Medicare Advantage plan—or drop MA, return to Original Medicare, and buy a Part D plan (and, in many cases, Medigap on a guaranteed-issue basis).  Centers for Medicare & Medicaid Services
A CMS-granted SEP lasts two months after you’re notified.
Otherwise, your next chance to change plans is the Medicare Advantage Open Enrollment Period (Jan 1 – Mar 31) or the annual fall window (Oct 15 – Dec 7).
Save letters, EOBs, and any bills. If costs spike because the plan didn’t give proper notice or honor continuity-of-care, file an appeal and include your documentation.
Call 888-376-2028 and our licensed Medicare advocates will:
Confirm your eligibility for a Special Enrollment Period,
Compare every local plan’s provider list, and
Walk you through the switch—no cost, no pressure.

Fair Square Bulletin: We're Revolutionizing Medicare
Apr 27, 2023

How Much Does Rexulti Cost with Medicare?
Jan 24, 2023

Does Medicare Cover Cosmetic Surgery?
Nov 28, 2022

How Your Employer Insurance and Medicare Work Together
Sep 27, 2022

Does Medicare Cover Chiropractic Visits?
Dec 22, 2022

Does Medicare Cover an FMT?
Dec 2, 2022

Does Medicare Cover Compounded Medications?
Apr 4, 2023

What You Need to Know About Creditable Coverage
Jan 18, 2023

Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Jul 14, 2025

Medicare Advantage Plans for Disabled People Under 65
Mar 24, 2023

Does Medicare Cover Cataract Surgery?
Dec 22, 2022

Does Medicare Cover Diabetic Eye Exams?
Jan 11, 2023

Does Medicare Cover Hepatitis C Treatment?
Nov 22, 2022

Explaining IRMAA on Medicare
Dec 21, 2022

How Medicare Costs Can Pile Up
Oct 11, 2022

Which Medigap Policies Provide Coverage for Long-Term Care?
Sep 16, 2022

Medicare Supplement Plans for Low-Income Seniors
Mar 23, 2023

Does Medicare Cover Nuedexta?
Nov 30, 2022
13 Best Ways for Seniors to Stay Active in Indianapolis
13 Best Ways for Seniors to Stay Active in Jacksonville
13 Best Ways for Seniors to Stay Active in Phoenix
2024 Fair Square NPS Report
Can Doctors Choose Not to Accept Medicare?
Can I Choose Marketplace Coverage Instead of Medicare?
Can I Have Two Primary Care Physicians?
Can I Laminate My Medicare Card?
Can I switch From Medicare Advantage to Medigap?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Costco Pharmacy Partners with Fair Square
Do I Need to Renew My Medicare?
Do You Need Books on Medicare?
Does Medicare Cover Abortion Services?
Does Medicare Cover Bariatric Surgery?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover COVID Tests?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Fosamax?
Does Medicare Cover Geri Chairs?
Does Medicare cover Hyoscyamine?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Ilumya?
Does Medicare Cover Inqovi?
Does Medicare Cover Ketamine Infusion for Depression?
Does Medicare Cover Kyphoplasty?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Orthodontic Care?
Does Medicare Cover Oxybutynin?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover Robotic Surgery?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover Service Animals?
Does Medicare Cover SIBO Testing?
Does Medicare Cover Tymlos?
Does Medicare Cover Vitamins?
Does Medicare Cover Wart Removal?
Does Medicare Cover Xiafaxan?
Does Medicare Cover Zilretta?
Does Medicare Pay for Bunion Surgery?
Does Medicare Require a Referral for Audiology Exams?
Does Your Medicare Plan Cover B12 Shots?
Health Savings Accounts (HSAs) and Medicare
How Can I Get a Replacement Medicare Card?
How Does Medicare Pay for Emergency Room Visits?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Medicare Part A Cost in 2025?
How Much Does Medicare Part B Cost in 2025?
How Much Does Xeljanz Cost with Medicare?
How to Choose a Medigap Plan
Is Botox Covered by Medicare?
Is Fair Square Medicare Legitimate?
Is Gainswave Covered by Medicare?
Is Vitrectomy Surgery Covered by Medicare?
Medicare 101
Medicare Advantage MSA Plans
Medicare Consulting Services
Medicare Explained
Medicare Savings Programs in Kansas
Seeing the Value in Fair Square
The Easiest Call You'll Ever Make
The Fair Square Bulletin: October 2023
Turning 65 and Thinking of Keeping COBRA? Here’s Why It Usually Backfires
Welcome to Fair Square's First Newsletter
What Are Medicare Part B Excess Charges?
What Happens to Unused Medicare Set-Aside Funds?
What If I Don't Like My Plan?
What is a Medicare Beneficiary Ombudsman?
What is Plan J?
What's the Difference Between HMO and PPO Plans?
Why Is Medicare So Confusing?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
