Your plan must send a written notice explaining why it denied the service or drug and how long you have to appeal.
For Medicare Advantage or Part D, you now get 65 days from the date on the notice (up from 60).
Billing code swapped? Wrong provider ID? A simple correction from your doctor’s office can flip a denial into an approval without a formal appeal.
Ask your doctor for progress notes, test results, and a brief letter stating why the service or drug is essential. Strong documentation wins most first-level appeals.
Original Medicare: file a “redetermination” with the Medicare contractor.
Medicare Advantage / Part D: file a “reconsideration” with your plan (use its form or submit a letter).
Urgent cases—where delaying care risks your health—qualify for an expedited review: plans must respond within 72 hours; standard cases within 7 days starting in 2026.
If Level 1 fails, keep climbing:
Independent Review Entity (Maximus)
Office of Medicare Hearings & Appeals (ALJ)
Medicare Appeals Council
Federal court (if the amount at stake is high enough) Each decision letter tells you exactly how and when to move to the next stage.
Keep a denial-and-appeal folder: notices, medical records, dates, names, and confirmation numbers. Send appeal packets by certified mail or secure upload so you have proof of receipt.
State Health Insurance Assistance Program (SHIP). Free, unbiased help with Medicare appeals.
Physician “peer-to-peer” call. Your doctor can speak directly with the plan’s medical director.
Plan shopping window. If your Medicare Advantage plan over-denies, you can switch during the Jan 1–Mar 31 Open Enrollment Period.
Key stat: Only about 10 % of Medicare Advantage denials are appealed, yet 83 % of those appeals succeed. Don’t leave money—or care—on the table.
Our licensed Medicare advocates can decode your denial and draft an appeal checklist—free of charge. Call 888-376-2028 today.
Turning 65 and Thinking of Keeping COBRA? Here’s Why It Usually Backfires
Jul 15, 2025
Can Doctors Choose Not to Accept Medicare?
Dec 8, 2022
Estimating Prescription Drug Costs
May 25, 2020
Does Medicare Cover Penile Implant Surgery?
Dec 9, 2022
13 Best Ways for Seniors to Stay Active in Phoenix
Mar 6, 2023
When Can You Change Medicare Supplement Plans?
Nov 18, 2022
Does Medicare Cover Fosamax?
Nov 30, 2022
Can Medicare Help with the Cost of Tyrvaya?
Jan 12, 2023
Medicare Advantage Plans for Disabled People Under 65
Mar 24, 2023
Do You Need Books on Medicare?
Apr 6, 2023
The Fair Square Bulletin: October 2023
Oct 2, 2023
Explaining the Different Enrollment Periods for Medicare
Feb 3, 2023
What is the Medicare ICEP?
Apr 7, 2023
Does Medicare Cover Cataract Surgery?
Dec 22, 2022
Does Medicare Pay for Funeral Expenses?
Dec 6, 2022
Does Medicare Cover Hepatitis C Treatment?
Nov 22, 2022
13 Best Ways for Seniors to Stay Active in Jacksonville
Mar 3, 2023
Medicare Deductibles Resetting in 2025
Jan 18, 2024
13 Best Ways for Seniors to Stay Active in Indianapolis
14 Best Ways to Stay Active in Charlotte
15 Best Ways for Seniors to Stay Active in Denver
20 Questions to Ask Your Medicare Agent
2024 Fair Square Client Retention and Satisfaction Report
Are Medicare Advantage Plans Bad?
Can I Have Two Primary Care Physicians?
Do I Need to Renew My Medicare?
Do Medicare Supplement Plans Cover Dental and Vision?
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Does Medicare Cover Air Purifiers?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Boniva?
Does Medicare Cover Cartiva Implants?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare Cover Cosmetic Surgery?
Does Medicare Cover COVID Tests?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover Exercise Physiology?
Does Medicare Cover Geri Chairs?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Inspire for Sleep Apnea?
Does Medicare Cover Linx Surgery?
Does Medicare Cover Medical Marijuana?
Does Medicare Cover Mental Health?
Does Medicare Cover Ofev?
Does Medicare Cover Oxybutynin?
Does Medicare Cover Ozempic?
Does Medicare Cover Qutenza?
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Does Medicare Cover SIBO Testing?
Does Medicare Cover Stair Lifts?
Does Medicare Cover Vitamins?
Does Medicare Cover Xiafaxan?
Does Medicare Pay for Antivenom?
Does Medicare Pay for Bunion Surgery?
Does Medicare pay for Opdivo?
Explaining IRMAA on Medicare
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
How Are Medicare Star Ratings Determined?
How Can I Get a Replacement Medicare Card?
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Do Medicare Agents Get Paid?
How Do Medigap Premiums Vary?
How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?
How Medicare Costs Can Pile Up
How Much Does a Medicare Coach Cost?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Medicare Part B Cost in 2025?
How Much Does Rexulti Cost with Medicare?
How to Compare Medigap Plans in 2025
How to Deduct Medicare Expenses from Your Taxes
Is Fair Square Medicare Legitimate?
Is HIFU Covered by Medicare?
Medicare 101
Medicare Explained
Medicare Savings Programs in Kansas
The Easiest Call You'll Ever Make
Welcome to Fair Square's First Newsletter
What Does Medicare Cover for Stroke Patients?
What Happens to Unused Medicare Set-Aside Funds?
What If I Don't Like My Plan?
What Is a Medicare Advantage POS Plan?
What Is a Medicare Supplement SELECT Plan?
What Is Medical Underwriting for Medigap?
What Is the Medicare Birthday Rule in Nevada?
What People Don't Realize About Medicare
What to Do When Your Doctor Doesn't Take Medicare
What to Do When Your Doctor Leaves Your Network
What's the Difference Between HMO and PPO Plans?
Why Is Medicare So Confusing?
Why You Should Keep Your Medigap Plan
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M