check out our article here
. Your spouse's private insurance coverage is creditable if they work for a company with at least 20 employees. When weighing your options, your first question should be the size of the company providing your insurance. If your spouse works somewhere with less than 20 employees, it’s important to ask their HR representative if the insurance is creditable. If you don’t have creditable coverage, you should apply for Medicare Part A and Part B. And if you decide at any point that private insurance is not a good fit for you anymore, you can always shop for Medicare once you're eligible.Fair Square Medicare
is the place to find your best plan. For now, all you need to know is if you have creditable coverage, stick with it.Medicare
, Medicare pays secondary and is supplementing your employer insurance. For whatever healthcare costs pop up, your insurance takes the first swing, and if anything is leftover, Medicare comes in to cover the rest. Remember that Medicare will only pay for things covered by Medicare.Part A of Medicare
even if they have creditable coverage. That's because it's free (as long you or your spouse have paid 40 quarters' worth of social security taxes) to get more secondary coverage.Part D
. But as long as you have creditable coverage, you have a special enrollment period of 63 days after your coverage ends to enroll without penalty.13 Best Ways for Seniors to Stay Active in Indianapolis
13 Best Ways for Seniors to Stay Active in Jacksonville
14 Best Ways for Seniors to Stay Active in Nashville
14 Best Ways for Seniors to Stay Active in Seattle
14 Best Ways for Seniors to Stay Active in Washington, D.C.
14 Best Ways to Stay Active in Charlotte
20 Questions to Ask Your Medicare Agent
Building the Future of Senior Healthcare
Can I Change My Primary Care Provider with an Advantage Plan?
Can I switch From Medicare Advantage to Medigap?
Can I Use Medicare Part D at Any Pharmacy?
Does Medicare Cover Abortion Services?
Does Medicare Cover Air Purifiers?
Does Medicare Cover Bariatric Surgery?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Cartiva Implants?
Does Medicare Cover Cervical Disc Replacement?
Does Medicare Cover Compounded Medications?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Driving Evaluations?
Does Medicare Cover Flu Shots?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Inspire for Sleep Apnea?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Ozempic?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Qutenza?
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover SIBO Testing?
Does Medicare Cover the Urolift Procedure?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Tymlos?
Does Medicare Cover Urodynamic Testing?
Does Medicare Cover Zilretta?
Does Medicare Pay for Allergy Shots?
Does Medicare Pay for Antivenom?
Does Medicare Require a Referral for Audiology Exams?
Everything About Your Medicare Card + Medicare Number
How Can I Get a Replacement Medicare Card?
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Do Medigap Premiums Vary?
How Does Medicare Cover Colonoscopies?
How Does Medicare Pay for Emergency Room Visits?
How Much Does Medicare Cost?
How Much Does Medicare Part B Cost in 2025?
How Often Can I Change Medicare Plans?
How to Become a Medicare Agent
How to Deduct Medicare Expenses from Your Taxes
How to Enroll in Social Security
How Your Employer Insurance and Medicare Work Together
Is Balloon Sinuplasty Covered by Medicare?
Is Botox Covered by Medicare?
Is Fair Square Medicare Legitimate?
Medicare 101
Medicare Advantage Plans for Disabled People Under 65
Medicare Deductibles Resetting in 2025
Medicare Savings Programs in Kansas
Saving Money with Alternative Pharmacies & Discount Programs
The Easiest Call You'll Ever Make
The Fair Square Bulletin: October 2023
What Are Medicare Part B Excess Charges?
What is a Medicare Beneficiary Ombudsman?
What Is Medical Underwriting for Medigap?
What is the 8-Minute Rule on Medicare?
What to Do When Your Doctor Doesn't Take Medicare
What's the Difference Between HMO and PPO Plans?
When Can You Change Medicare Supplement Plans?
Why Is Medicare So Confusing?
Why You Should Keep Your Medigap Plan
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M