By Daniel Petkevich
Dec 22, 2022
Your vision might deteriorate as you age, but that does not mean you have to live with a cloud over your life. Medicare might not offer coverage for vision expenses like eyewear, but Medicare will cover medically-necessary surgery for cataracts. Read more to find out how Medicare can cover your surgery.
Cataract surgery is a common eye procedure that can help restore vision. During the surgery, your eye doctor will remove the cloudy lens from your eye and replace it with an artificial lens or implant. Cataract surgery is considered medically necessary to treat cataracts, which are cloudy areas in the lens of the eye that can cause vision loss.
A cataract is an eye condition caused by a clouding of the lens. Cataracts can cause blurry vision, difficulty seeing at night, and sensitivity to light. Surgery is the most common way to treat cataracts, as it can address the root cause of the problem and restore clarity to your vision.
Yes, Medicare covers cataract surgery as part of its coverage for medically necessary eye care services. To determine whether you qualify for Medicare coverage of cataract surgery, your eye doctor will need to assess the severity and progression of your condition. Your eye doctor may also order tests to determine if surgery is the best option for you.
If you qualify for Medicare coverage of cataract surgery, your eye doctor and insurance provider will be able to provide more detailed information about what services are covered as part of your plan. Medicare Part A will cover the hospital costs for your surgery, including the surgical team, the operating room, and any other necessary hospital services. Medicare Part B will cover the costs of the surgeon, the anesthesiologist, and any other medical services related to the surgery. You might still be responsible for some out-of-pocket costs, like the deductibles and up to 20% of the Medicare-approved amount. The best way to lower your out-of-pocket expenses is with Medicare Supplement Plan G.
The costs of cataract surgery vary depending on the type of lens you choose and other factors. Generally, Medicare covers the majority of your cataract surgery costs; however, you may still be responsible for copays, coinsurance, or deductibles. It's important to discuss any potential out-of-pocket expenses with your optometrist before the procedure.
When selecting an optometrist for your cataract surgery, consider the following tips:
Ask friends and family about their experiences with eye care providers in your area.
Check online reviews to get an idea of the quality of care offered by different eye doctors.
Research the qualifications and certifications of any potential providers.
Make sure the eye doctor is certified by Medicare.
Before opting for cataract surgery, it's important to discuss the potential risks and benefits with your eye doctor. Here are a few questions to ask:
What kind of vision will I have after the procedure?
How long is the recovery time?
Are there any complications associated with this type of surgery?
Are there any out-of-pocket costs I should be aware of?
Cataract surgery is a safe and effective way to improve your vision. Medicare covers most of the costs associated with this procedure, making it more accessible for seniors. Before deciding to have cataract surgery, talk to your eye doctor about the potential risks and benefits of the procedure, as well as any out-of-pocket expenses you may be responsible for. This content is for informational purposes only. If you have any further questions about Medicare coverage, please contact Fair Square Medicare. We are always here to help!
What Is the Medicare Birthday Rule in Nevada?
Mar 28, 2023
Does Medicare Cover Ozempic?
Mar 28, 2023
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Mar 28, 2023
What People Don't Realize About Medicare
Mar 27, 2023
Medicare Advantage Plans for Disabled People Under 65
Mar 24, 2023
Medicare Supplement Plans for Low-Income Seniors
Mar 23, 2023
Medicare Savings Programs in Kansas
Mar 22, 2023
How Much Does a Medicare Coach Cost?
Mar 20, 2023
20 Questions to Ask Your Medicare Agent
Mar 17, 2023
14 Best Ways for Seniors to Stay Active in Washington, D.C.
Mar 11, 2023
14 Best Ways for Seniors to Stay Active in Nashville
Mar 10, 2023
14 Best Ways for Seniors to Stay Active in Seattle
Mar 10, 2023
15 Best Ways for Seniors to Stay Active in Denver
Mar 9, 2023
13 Best Ways for Seniors to Stay Active in Indianapolis
Mar 9, 2023
14 Best Ways to Stay Active in Charlotte
Mar 9, 2023
13 Best Ways for Seniors to Stay Active in Columbus
Mar 8, 2023
13 Best Ways for Seniors to Stay Active in Philadelphia
Mar 7, 2023
13 Best Ways for Seniors to Stay Active in Phoenix
Mar 6, 2023
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M