They say the best things in life are free, which includes the free Medicare consultations offered by Fair Square. You can speak with one of our licensed Medicare experts and receive expert advice at no cost. Fair Square
A Medicare brokerage, like Fair Square, helps Medicare beneficiaries choose and enroll in Medicare plans. These brokerages are licensed and certified by the Centers for Medicare and Medicaid Services ( CMS Medicare Advantage plans Medicare Supplement plans
Licensed Medicare advisors might receive compensation in two different models: commission-based and fee-based models. The former is more typical in the world of Medicare. Insurance companies pay commissions to brokers for enrolling beneficiaries in their plans. Commission rates vary by plan and insurance company. From the perspective of someone shopping for a Medicare plan, commissions do not increase the cost of the plan for beneficiaries. The only impact that you should be aware of is the way commissions might impact the recommendations from a given brokerage (Fair Square does not let commissions impact our recommendation, which we’ll speak more about below).
The other model, the fee-based model, is less common. Similar to a boutique doctor, you might pay a brokerage directly for certain services, like plan analysis or ongoing support. Fees charged to beneficiaries must be disclosed to them before they agree to use the brokerage's services. While some might say this payment might offer more services, these fees may not be worth the expense for some beneficiaries.
Several factors can affect the payment received by a Medicare brokerage. One of these factors is the type of plan sold. So different commissions will be paid for Medicare Advantage plans, Medicare Supplement plans, and Prescription Drug plans. Another factor that can impact brokerage payment is the volume of sales. Brokers who sell more plans may be eligible for higher commission rates or bonuses. Additionally, experience and credentials can also play a role in brokerage payment. Brokers who have more years of experience or relevant certifications may be able to negotiate higher commission rates. Finally, geographical location can affect brokerage payment, as commission rates can vary by region. Brokers in areas with higher healthcare costs or more competitive markets may be able to earn higher commission rates.
The commission-based model is so popular because it means that Medicare beneficiaries can get advice from Medicare experts for free. However, it is up to Medicare beneficiaries to ensure that they are getting unbiased advice that is not influenced by the commission. If you are shopping for Medicare, some other brokerages might let the potential commission affect their recommendation for you.
At Fair Square
At Fair Square, we are an established Medicare brokerage that has been providing free consultations to clients for years. Our team of licensed Medicare agents can help you understand the different types of Medicare plans available and make the best decision for your individual needs. We stand out from other brokerages because our recommendations are commission neutral – meaning no matter which plan you decide to enroll in, our agents will not receive additional compensation. This ensures that you are getting truly unbiased advice from an agent who has your best interests in mind. Call us today at 888-376-2028 for your free consultation today.
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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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