Fair Square Medicare Wordmark

Medicare Explained

By Daniel Petkevich and Tej Seelamsetty

Jan 3, 2022

(in three minutes and updated for 2022)

Knowing when to enroll in Medicare is not always easy. For most people, the right answer is three months before they turn 65. For folks who have health insurance from their, or a spouse's, employer, the answer can be more complicated. Once you're enrolled in Medicare, knowing what you're actually covered for is a separate question.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

To answer these questions, Fair Square Medicare's CEO Daniel Petkevich breaks down the nuts and bolts of Medicare in just three minutes.

If you have further questions, or to learn more about Medicare, check out our educational tool

here

or call one of our licensed agents at 1 (888)-376-2028. We'll ask you a few questions to determine if you should enroll in Medicare, as well as which plan is right for you.

Daniel Petkevich is the CEO of Fair Square Medicare and is a licensed insurance agent.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

Hepatitis C stock photo

Does Medicare Cover Hepatitis C Treatment?

Nov 22, 2022

Abortion stock image

Does Medicare Cover Abortion Services?

Dec 13, 2022

COVID-19 at home test stock image

Does Medicare Cover COVID Tests?

Dec 21, 2022

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Does Medicare Cover Disposable Underwear?

Dec 8, 2022

A person with a shopping cart already containing medicaid and medicare sees Medigap options on a table. In a thought bubble, they ask "Should I get Medigap too?"

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?

Jan 7, 2023

Senior man receiving care from an optometrist stock photo

Does Medicare Cover Cataract Surgery?

Dec 22, 2022

senior woman doing botox stock photo

Is Botox Covered by Medicare?

Jan 19, 2023

Medicare 2025 What you need to know in the new year stock image

How is Medicare Changing in 2025?

Dec 21, 2022

Medicare check yes stock image

How to Apply for Medicare?

Jul 15, 2022

Leg bones and knees, 3d rendering. stock photo

Does Medicare Cover Tymlos?

Dec 5, 2022

Nashville city skyline stock image

14 Best Ways for Seniors to Stay Active in Nashville

Mar 10, 2023

Diagnosis incontinence stock image

Does Medicare Cover Incontinence Supplies?

Dec 22, 2022

scleral lenses

Does Medicare Cover Scleral Lenses?

Dec 5, 2022

Doctor showing patient bone anatomy of skeleton of nose and nasal cavity on skull. Preparing for rhinoplasty surgery, correcting deviated nasal septum, localization of rhinitis, sinusitis in nose stock photo

Does Medicare cover Deviated Septum Surgery?

Nov 18, 2022

Cover image

The Fair Square Bulletin: October 2023

Oct 2, 2023

Cover image

Does Medicare Cover Cold Laser Therapy (CLT)?

Jun 14, 2023

Cover image

When to Choose Medicare Advantage over Medicare Supplement

Jun 7, 2023

Indianapolis skyline at night stock image

13 Best Ways for Seniors to Stay Active in Indianapolis

Mar 9, 2023

More of our articles

13 Best Ways for Seniors to Stay Active in Phoenix

2024 Fair Square Client Retention and Satisfaction Report

2024 Fair Square NPS Report

Building the Future of Senior Healthcare

Can Doctors Choose Not to Accept Medicare?

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Can I Use Medicare Part D at Any Pharmacy?

Can Medicare Advantage Plans be Used Out of State?

Comparing All Medigap Plans | Chart Updated for 2025

Costco Pharmacy Partners with Fair Square

Do Medicare Supplement Plans Cover Dental and Vision?

Does Medicare Cover Air Purifiers?

Does Medicare Cover Boniva?

Does Medicare Cover Cervical Disc Replacement?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Hearing Aids?

Does Medicare Cover Inqovi?

Does Medicare Cover Jakafi?

Does Medicare Cover Light Therapy for Psoriasis?

Does Medicare Cover Linx Surgery?

Does Medicare Cover Macular Degeneration?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Nuedexta?

Does Medicare Cover Physicals & Blood Work?

Does Medicare Cover Service Animals?

Does Medicare Cover SI Joint Fusion?

Does Medicare Cover Urodynamic Testing?

Does Medicare Cover Wart Removal?

Does Medicare Pay for Antivenom?

Does Medicare Require a Referral for Audiology Exams?

Does Your Medicare Plan Cover B12 Shots?

Does Your Plan Include A Free Gym Membership?

Explaining IRMAA on Medicare

Fair Square Bulletin: We're Revolutionizing Medicare

Finding the Best Dental Plans for Seniors

Health Savings Accounts (HSAs) and Medicare

How Do Medigap Premiums Vary?

How Does Medicare Pay for Emergency Room Visits?

How Much Does a Pacemaker Cost with Medicare?

How Much Does Medicare Part A Cost in 2025?

How Much Does Medicare Part B Cost in 2025?

How Much Does Xeljanz Cost with Medicare?

How to Become a Medicare Agent

How to Choose a Medigap Plan

How to Compare Medigap Plans in 2025

Is Displacement Affecting Your Medicare Coverage?

Is Gainswave Covered by Medicare?

Is the Shingles Vaccine Covered by Medicare?

Is Vitrectomy Surgery Covered by Medicare?

Last Day to Change Your Medicare Part D Plan

Medicare Advantage Plans for Disabled People Under 65

Medicare Guaranteed Issue Rights by State

Saving Money with Alternative Pharmacies & Discount Programs

Seeing the Value in Fair Square

The Easiest Call You'll Ever Make

Top 10 Physical Therapy Clinics in San Diego

What Are Medicare Part B Excess Charges?

What Does Medicare Cover for Stroke Patients?

What Happens to Unused Medicare Set-Aside Funds?

What If I Don't Like My Plan?

What Is a Medicare Advantage POS Plan?

What Is a Medicare Supplement SELECT Plan?

What is the 8-Minute Rule on Medicare?

What Is the Medicare Birthday Rule in Nevada?

What is the Medicare ICEP?

What People Don't Realize About Medicare

What's the Deal with Flex Cards?

When Can You Change Medicare Supplement Plans?

Which Medigap Policies Provide Coverage for Long-Term Care?

Why You Should Keep Your Medigap Plan

Will Medicare Cover it?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2026

•
Terms of Use
•
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2026 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M

Fair Square Medicare

FSM symbol - 50