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Does Your Plan Include A Free Gym Membership?

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By Daniel Petkevich
Jul 12, 2023

Find out if your Medicare plan includes a free gym membership!

Staying active and maintaining a healthy lifestyle becomes increasingly important as we age. Regular exercise benefits our physical health and improves our mental well-being. Fortunately, many Medicare plans offer a valuable perk that allows seniors to access free or discounted gym memberships. This article will explore how seniors can take advantage of this opportunity and enjoy the benefits of a healthier, more active lifestyle.

Medicare Basics

Medicare is a federal health insurance program that provides coverage for individuals aged 65 and older. It consists of different parts, including Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage). While gym memberships are not covered under the original Medicare (Parts A and B), certain Medicare Advantage plans (Part C) and some Medicare Supplement plans provide additional fitness and gym benefits.

Review Your Medicare Plan

Medicare Advantage Plans: Check your plan's Summary of Benefits to find out if they provide access to a fitness club or gym membership benefit. A few of the most common programs are:
Medicare Supplement Plans: Depending on the type of plan you selected, you may have a gym or fitness membership included. For example, many AARP/UHC plans include a free membership to

Renew Active

. Other plans may offer an option to add fitness or gym benefits for an additional fee. For example, Mutual of Omaha's

Mutually Well

program is $25 monthly.

Understand Fitness Benefits

Once you verify that your plan has a fitness benefit, familiarize yourself with what's included. These benefits can vary depending on the plan and may include access to participating gyms, fitness classes, personal trainers, or home fitness programs. Some plans may require you to use specific fitness facilities, while others may offer more flexibility in choosing your preferred gym.

Find Participating Gyms

After understanding the fitness benefits of your Medicare Advantage plan, identify the gyms and fitness centers that participate in your plan's network. Check the plan's website or call the Member Services number on your ID card to request a list of participating facilities in your area. Make sure to choose a conveniently located gym that offers the amenities and equipment you desire.

Activate Your Membership

Once you have selected a participating gym, follow the instructions provided by your plan to activate your free gym membership. This may involve contacting the gym directly or completing an online registration process. Be sure to have your plan details and Medicare ID card on hand to provide the necessary information during enrollment.
Some fitness clubs and gyms will require you to provide an Access Code:

Enjoy the Benefits of Regular Exercise

With your free gym membership activated, you can now enjoy the benefits of regular exercise. Engaging in physical activities that suit your fitness level and interests can improve cardiovascular health, muscle strength, balance, and flexibility.


Taking advantage of a free gym membership benefit offered through your Medicare plan is a fantastic opportunity to stay active and enhance overall well-being. By reviewing your Medicare plan, understanding fitness benefits, finding participating gyms, and activating your membership, you can embrace a healthier lifestyle without worrying about the financial burden. Remember, regular exercise is beneficial for physical health and contributes to a positive outlook and a higher quality of life. So, let's get moving and make the most of your Medicare plan benefits.
Enjoying a free gym membership is an excellent perk but it shouldn't be the only factor to consider when choosing a plan. If you need help, call us at 1-888-454-2383. Our advisors can help you find a plan with the benefits and coverage that fit your needs.

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