Fair Square Medicare Wordmark

Does Medicare Cover Home Heart Monitors?

Senior woman checking blood pressure/heart rate at home stock photo

By Daniel Petkevich

Dec 1, 2022

Read this before buying a monitor

Cardiac monitoring technology has improved rapidly. Has Medicare coverage of them improved rapidly as well? It's difficult to say, as the judgment for whether you are covered has remained the same. If the device is medically necessary, then you're covered. Otherwise, you will have to pay for a home heart monitor out-of-pocket. Is your device covered? Let's find out.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

What is a home heart monitor?

Home heart monitors are devices that allow physicians to monitor your heart rate and rhythm while you're at home. These devices can alert you or your doctor to potential abnormalities in your heart rhythms and provide information about how your body is responding to medication, diet, or other lifestyle changes.

The two main types of home heart monitors are Holter Monitors and Event Monitors. A Holter Monitor records your heart’s electrical activity for 24 hours or longer, while an Event Monitor records it when you experience symptoms such as chest pain or palpitations.

How do you know if you need a home heart monitor?

Your doctor will determine if a home heart monitor is necessary for your medical care. If they think you need one, they'll likely order it and submit a claim to Medicare.

Once the device has been ordered and approved, your doctor may be able to prescribe the device directly or you might have to get it from a durable medical equipment provider.

You might still want a personal EKG device like the KardiaMobile, but in that instance you will be paying the cost out-of-pocket.

What are the benefits of having a home heart monitor?

A home heart monitor can provide an accurate and real-time assessment of your heart rhythm. It can identify irregularities that may need further investigation or treatment, and it can also alert you to changes in your heart rate or rhythm that could indicate a potential problem. Additionally, it can help your doctor adjust medication dosages or make other lifestyle changes to ensure your heart health.

Does Medicare cover home heart monitors?

Yes, if a home heart monitor is deemed medically necessary by your doctor then it will be covered by Medicare. The device must be prescribed and ordered by your doctor and then obtained from a durable medical equipment provider. However, personal EKG devices like the KardiaMobile will not be covered by Medicare and must be paid for out-of-pocket.

What are some examples of home heart monitors?

Some examples of home heart monitors include Holter and event monitors, implantable loop recorders, and cardiac rhythm management (CRM) devices. Holter and event monitors are non-invasive portable devices that use electrodes to detect your heart's electrical activity. Implantable loop recorders are small devices implanted in the chest or abdomen that continuously monitor your heart. And cardiac rhythm management (CRM) devices are tiny computers that are implanted into the chest to monitor and regulate your heartbeat.

How to get a home heart monitor if you need one?

If your doctor has determined that you need a home heart monitor, they will submit a claim to Medicare. Once the device has been approved and ordered, you may be able to get it prescribed directly by your doctor or from a durable medical equipment provider. It’s important to follow your doctor’s instructions when using the device and to contact them right away if you experience any problems or abnormalities with your heart rhythm.

How to use a home heart monitor?

It’s important to read the instructions carefully when using a home heart monitor. Generally, you will be asked to attach electrodes to your chest and then operate the device according to its specifications. Depending on the type of device, you may need to wear it for a certain amount of time or wait until you experience symptoms before turning it on. Also, be sure to keep your doctor informed of any changes or abnormalities you notice in your heart rhythm.

If you have questions or concerns about using a home heart monitor, speak with your doctor before proceeding. They can answer any questions you may have and provide guidance on how best to use the device.

Common problems with home heart monitors and how to solve them

Common problems with home heart monitors include inaccurate readings, low battery life, and difficulty connecting to other devices. To solve these issues, make sure you have the latest updates on your device, clean the electrodes regularly, and replace batteries as needed. Also, check that all connections are working properly and restart the device if necessary. If you're having difficulty connecting to other devices, try restarting the device or checking that your settings are correct. If none of these solutions work, contact your doctor for further assistance.

Finally, if you're experiencing any adverse reactions from using a home heart monitor, stop using it immediately and contact your doctor.

The cost of owning a home heart monitor

The cost of owning a home heart monitor varies depending on the type and features of the device. Generally, most devices range from $20 to several thousand dollars. Medicare might cover some or all of the costs associated with obtaining a medically necessary device, though copayments may apply depending on your plan. You can check with your doctor and Medicare to determine any applicable costs. Additionally, you may be able to purchase a home heart monitor from an online retailer or medical supply store at discounted prices.

Finally, it's important to keep in mind that the most expensive device isn't necessarily the best one for your needs. Talk with your doctor about the features and benefits of a particular device to make sure it meets both your medical and financial requirements.

Takeaway

In conclusion, home heart monitors can be an effective way to monitor your heart rate and rhythm, but you must get approval from your doctor before Medicare covers the cost of one. Be sure to follow your doctor’s instructions when considering a heart monitor. This content is for informational purposes only. If you've got questions about your Medicare coverage, call us at Fair Square Medicare.


Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

Cover image

What to Do When Your Doctor Leaves Your Network

Jul 15, 2025

Medicare at 62 stock image

Does Retiring at Age 62 Make Me Eligible for Medicare?

Jun 16, 2022

A doctor with a clipboard consults a female patient with cancer

Does Medicare Cover Inqovi?

Jan 11, 2023

a chart explaining different enrollment periods on medicare

How Do I Sign up for Medicare? A Simple How-To Guide For You

Apr 8, 2022

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Is Emsella Covered by Medicare?

Nov 21, 2022

doctor examining a patient's varicose veins stock photo

Does Medicare Pay for Varicose Vein Treatment?

Nov 18, 2022

Washington DC stock image

14 Best Ways for Seniors to Stay Active in Washington, D.C.

Mar 11, 2023

Seattle Public Market stock image

14 Best Ways for Seniors to Stay Active in Seattle

Mar 10, 2023

Cover image

What Is a Medicare Supplement SELECT Plan?

Apr 25, 2023

Psoriasis on elbow stock photo

Does Medicare Cover Ilumya?

Dec 7, 2022

Cover image

How Often Can I Change Medicare Plans?

May 5, 2023

Cover image

Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?

Nov 30, 2022

Cover image

Can Medicare Advantage Plans be Used Out of State?

Jun 12, 2023

Illustrated referential images of a hospital bill, coins, cash in a wallet, a calculator, and a magnifying glass

What Are Medicare Part B Excess Charges?

Jan 6, 2023

breast cancer awareness ribbon stock image

Does Medicare Cover Piqray?

Dec 2, 2022

Leg bones and knees, 3d rendering. stock photo

Does Medicare Cover Boniva?

Nov 29, 2022

Cover image

Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan

Jul 14, 2025

Senior man receiving care from an optometrist stock photo

Does Medicare Cover Cataract Surgery?

Dec 22, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Philadelphia

13 Best Ways for Seniors to Stay Active in Phoenix

14 Best Ways for Seniors to Stay Active in Nashville

14 Best Ways to Stay Active in Charlotte

20 Questions to Ask Your Medicare Agent

2024 Cost of Living Adjustment

Are Medicare Advantage Plans Bad?

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Can Medicare Help with the Cost of Tyrvaya?

Denied Coverage? What to Do When Your Carrier Says No

Do I Need Medicare If My Spouse Has Insurance?

Do Medicare Supplement Plans Cover Dental and Vision?

Do You Need Books on Medicare?

Does Medicare Cover a Spinal Cord Stimulator?

Does Medicare Cover Abortion Services?

Does Medicare Cover an FMT?

Does Medicare Cover Bladder Sling Surgery?

Does Medicare Cover Cala Trio?

Does Medicare Cover Chiropractic Visits?

Does Medicare Cover Disposable Underwear?

Does Medicare Cover Hepatitis C Treatment?

Does Medicare Cover Home Heart Monitors?

Does Medicare cover Hyoscyamine?

Does Medicare Cover Inspire for Sleep Apnea?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Krystexxa?

Does Medicare Cover Lipoma Removal?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Nuedexta?

Does Medicare Cover Oxybutynin?

Does Medicare Cover Ozempic?

Does Medicare Cover Robotic Surgery?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover Urodynamic Testing?

Does Medicare Cover Vitamins?

Does Medicare Cover Xiafaxan?

Does Medicare Have Limitations on Hospital Stays?

Does Medicare Pay for Bunion Surgery?

Explaining IRMAA on Medicare

Finding the Best Dental Plans for Seniors

Health Savings Accounts (HSAs) and Medicare

How Do Medigap Premiums Vary?

How Does Medicare Cover Colonoscopies?

How Much Does a Pacemaker Cost with Medicare?

How Much Does Medicare Cost?

How Much Does Medicare Part A Cost in 2025?

How Much Does Open Heart Surgery Cost with Medicare?

How to Apply for Medicare?

How to Become a Medicare Agent

How to Deduct Medicare Expenses from Your Taxes

How to Enroll in Social Security

Is Fair Square Medicare Legitimate?

Is PAE Covered by Medicare?

Medicare Advantage MSA Plans

Medicare Advantage Plans for Disabled People Under 65

Medicare Deductibles Resetting in 2025

Medicare Supplement Plans for Low-Income Seniors

Moving? Here’s What Happens to Your Medicare Coverage

Seeing the Value in Fair Square

Welcome to Fair Square's First Newsletter

What Happens to Unused Medicare Set-Aside Funds?

What is a Medicare Beneficiary Ombudsman?

What is Plan J?

What is the 8-Minute Rule on Medicare?

What Is the Medicare Birthday Rule in Nevada?

What People Don't Realize About Medicare

What to Do When Your Doctor Doesn't Take Medicare

What You Need to Know About Creditable Coverage

What's the Difference Between HMO and PPO Plans?

When Can You Change Medicare Supplement Plans?

Why Is Medicare So Confusing?

Why You Should Keep Your Medigap Plan

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M