Fair Square Medicare Wordmark

Does Medicare Cover Home Heart Monitors?

Senior woman checking blood pressure/heart rate at home stock photo
By Daniel Petkevich
Dec 1, 2022

Read this before buying a monitor

Cardiac monitoring technology has improved rapidly. Has Medicare coverage of them improved rapidly as well? It's difficult to say, as the judgment for whether you are covered has remained the same. If the device is medically necessary, then you're covered. Otherwise, you will have to pay for a home heart monitor out-of-pocket. Is your device covered? Let's find out.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

What is a home heart monitor?

Home heart monitors are devices that allow physicians to monitor your heart rate and rhythm while you're at home. These devices can alert you or your doctor to potential abnormalities in your heart rhythms and provide information about how your body is responding to medication, diet, or other lifestyle changes.
The two main types of home heart monitors are Holter Monitors and Event Monitors. A Holter Monitor records your heart’s electrical activity for 24 hours or longer, while an Event Monitor records it when you experience symptoms such as chest pain or palpitations.

How do you know if you need a home heart monitor?

Your doctor will determine if a home heart monitor is necessary for your medical care. If they think you need one, they'll likely order it and submit a claim to Medicare.
Once the device has been ordered and approved, your doctor may be able to prescribe the device directly or you might have to get it from a durable medical equipment provider.
You might still want a personal EKG device like the KardiaMobile, but in that instance you will be paying the cost out-of-pocket.

What are the benefits of having a home heart monitor?

A home heart monitor can provide an accurate and real-time assessment of your heart rhythm. It can identify irregularities that may need further investigation or treatment, and it can also alert you to changes in your heart rate or rhythm that could indicate a potential problem. Additionally, it can help your doctor adjust medication dosages or make other lifestyle changes to ensure your heart health.

Does Medicare cover home heart monitors?

Yes, if a home heart monitor is deemed medically necessary by your doctor then it will be covered by Medicare. The device must be prescribed and ordered by your doctor and then obtained from a durable medical equipment provider. However, personal EKG devices like the KardiaMobile will not be covered by Medicare and must be paid for out-of-pocket.

What are some examples of home heart monitors?

Some examples of home heart monitors include Holter and event monitors, implantable loop recorders, and cardiac rhythm management (CRM) devices. Holter and event monitors are non-invasive portable devices that use electrodes to detect your heart's electrical activity. Implantable loop recorders are small devices implanted in the chest or abdomen that continuously monitor your heart. And cardiac rhythm management (CRM) devices are tiny computers that are implanted into the chest to monitor and regulate your heartbeat.

How to get a home heart monitor if you need one?

If your doctor has determined that you need a home heart monitor, they will submit a claim to Medicare. Once the device has been approved and ordered, you may be able to get it prescribed directly by your doctor or from a durable medical equipment provider. It’s important to follow your doctor’s instructions when using the device and to contact them right away if you experience any problems or abnormalities with your heart rhythm.

How to use a home heart monitor?

It’s important to read the instructions carefully when using a home heart monitor. Generally, you will be asked to attach electrodes to your chest and then operate the device according to its specifications. Depending on the type of device, you may need to wear it for a certain amount of time or wait until you experience symptoms before turning it on. Also, be sure to keep your doctor informed of any changes or abnormalities you notice in your heart rhythm.
If you have questions or concerns about using a home heart monitor, speak with your doctor before proceeding. They can answer any questions you may have and provide guidance on how best to use the device.

Common problems with home heart monitors and how to solve them

Common problems with home heart monitors include inaccurate readings, low battery life, and difficulty connecting to other devices. To solve these issues, make sure you have the latest updates on your device, clean the electrodes regularly, and replace batteries as needed. Also, check that all connections are working properly and restart the device if necessary. If you're having difficulty connecting to other devices, try restarting the device or checking that your settings are correct. If none of these solutions work, contact your doctor for further assistance.
Finally, if you're experiencing any adverse reactions from using a home heart monitor, stop using it immediately and contact your doctor.

The cost of owning a home heart monitor

The cost of owning a home heart monitor varies depending on the type and features of the device. Generally, most devices range from $20 to several thousand dollars. Medicare might cover some or all of the costs associated with obtaining a medically necessary device, though copayments may apply depending on your plan. You can check with your doctor and Medicare to determine any applicable costs. Additionally, you may be able to purchase a home heart monitor from an online retailer or medical supply store at discounted prices.
Finally, it's important to keep in mind that the most expensive device isn't necessarily the best one for your needs. Talk with your doctor about the features and benefits of a particular device to make sure it meets both your medical and financial requirements.


In conclusion, home heart monitors can be an effective way to monitor your heart rate and rhythm, but you must get approval from your doctor before Medicare covers the cost of one. Be sure to follow your doctor’s instructions when considering a heart monitor. This content is for informational purposes only. If you've got questions about your Medicare coverage, call us at Fair Square Medicare.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Recommended Articles

Cover image
Does Medicare Have Limitations on Hospital Stays?
Mar 15, 2024
Kansas farm stock photo
Medicare Savings Programs in Kansas
Mar 22, 2023
Teenager Helping his Grandfather at Home stock photo
Does Medicare Cover Geri Chairs?
Dec 7, 2022
Cover image
Welcome to Fair Square's First Newsletter
Feb 28, 2023
Fair Square
Do I Need to Renew My Medicare?
Nov 29, 2022
Washington DC stock image
14 Best Ways for Seniors to Stay Active in Washington, D.C.
Mar 11, 2023
Cover image
Is Fair Square Medicare Legitimate?
Jul 27, 2023
Illustrated representation of medical marijuana, using a prescription bottle with a marijuana leaf on the front.
Does Medicare Cover Medical Marijuana?
Jan 6, 2023
Abortion stock image
Does Medicare Cover Abortion Services?
Dec 13, 2022
Cover image
Will Medicare Cover it?
Oct 3, 2023
heart surgery stock image
How Much Does Open Heart Surgery Cost with Medicare?
Jan 27, 2023
senior woman doing botox stock photo
Is Botox Covered by Medicare?
Jan 19, 2023
various people wearing masks due to the COVID-19 pandemic stock photo
How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?
Mar 3, 2023
SIBO (small intestinal bacterial overgrowth) symptoms stock photo
Does Medicare Cover SIBO Testing?
Dec 1, 2022
Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo
Does Medicare Cover Disposable Underwear?
Dec 8, 2022
Cover image
The Easiest Call You'll Ever Make
Jun 28, 2023
The feet of a man suffering from foot pain stock photo
Does Medicare Cover Krystexxa?
Nov 18, 2022
Person receiving a vaccine stock photo
Is the Shingles Vaccine Covered by Medicare?
Nov 17, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Columbus

13 Best Ways for Seniors to Stay Active in Indianapolis

15 Best Ways for Seniors to Stay Active in Denver

2023 Medicare Annual Election Period (AEP)

Can I Change Medicare Advantage Plans Any Time? | Medicare Plans

Can I Have Two Primary Care Physicians?

Can I Laminate My Medicare Card?

Can I Use Medicare Part D at Any Pharmacy?

Can Medicare Advantage Plans be Used Out of State?

Does Medicare Cover Bariatric Surgery?

Does Medicare Cover Boniva?

Does Medicare Cover Cala Trio?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Cataract Surgery?

Does Medicare Cover Cervical Disc Replacement?

Does Medicare Cover Chiropractic Visits?

Does Medicare cover Deviated Septum Surgery?

Does Medicare Cover Hepatitis C Treatment?

Does Medicare Cover Ilumya?

Does Medicare Cover Incontinence Supplies?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Jakafi?

Does Medicare Cover Ofev?

Does Medicare Cover Orthodontic Care?

Does Medicare Cover Qutenza?

Does Medicare Cover Robotic Surgery?

Does Medicare Cover TENS Units?

Does Medicare Cover the WATCHMAN Procedure?

Does Medicare Cover Wart Removal?

Does Medicare Cover Zilretta?

Does Medicare pay for Opdivo?

Does Medicare Require a Referral for Audiology Exams?

Does Retiring at Age 62 Make Me Eligible for Medicare?

Does Your Plan Include A Free Gym Membership?

Explaining the Different Enrollment Periods for Medicare

Fair Square Client Newsletter: AEP Edition

How Can I Get a Replacement Medicare Card?

How is Medicare Changing in 2023?

How Medicare Costs Can Pile Up

How Much Does a Pacemaker Cost with Medicare?

How Much Does Trelegy Cost with Medicare?

How Much Does Xeljanz Cost with Medicare?

How Often Can I Change Medicare Plans?

How to Deduct Medicare Expenses from Your Taxes

How to Enroll in Social Security

How Your Employer Insurance and Medicare Work Together

Is Balloon Sinuplasty Covered by Medicare?

Is Displacement Affecting Your Medicare Coverage?

Is Emsella Covered by Medicare?

Is Gainswave Covered by Medicare?

Is HIFU Covered by Medicare?

Medicare Advantage MSA Plans

Medicare Deductibles Resetting in 2024

Medicare Supplement Plans for Low-Income Seniors

Medigap vs. Medicare Advantage

Saving Money with Alternative Pharmacies & Discount Programs

Seeing the Value in Fair Square

Should You Work With A Remote Medicare Agent?

The Fair Square Bulletin: August 2023

The Fair Square Bulletin: February 2024

The Fair Square Bulletin: October 2023

What Are Medicare Part B Excess Charges?

What Is a Medicare Advantage POS Plan?

What is a Medicare Beneficiary Ombudsman?

What Is a Medicare Supplement SELECT Plan?

What is the 8-Minute Rule on Medicare?

What To Do If Your Medicare Advantage Plan Is Discontinued

What to Do When Your Doctor Doesn't Take Medicare

What You Need to Know About Creditable Coverage

What's the Difference Between HMO and PPO Plans?

When to Choose Medicare Advantage over Medicare Supplement

Why Is Medicare So Confusing?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.
Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.


Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2024

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.