Generally speaking, we believe that Medicare Supplement (also known as Medigap) Plans are the best option for most people eligible for Medicare. However, different circumstances require different solutions, and at Fair Square Medicare, we are here for you and your specific healthcare needs. Suppose you want to switch your Medicare Supplement plan. In that case, you must do so during your six-month Medigap open enrollment period or during a special circumstances period of eligibility due to guaranteed issue rights.
Medicare Supplement plans are health insurance policies that help pay for some of the out-of-pocket costs not covered by Original Medicare, such as coinsurance, copayments and deductibles. A Medicare supplement plan can provide valuable protection against rising healthcare costs.
There are numerous different Medicare Supplement plan letters to choose from Plan G (or Plan N in some states).
Depending on the type of plan you choose, Medicare Supplement plans can offer many benefits.
These include:
Comprehensively cover some of the out-of-pocket costs associated with Original Medicare, such as coinsurance, copayments and deductibles.
Offer predictable and affordable premiums.
Provide generous coverage for medical bills.
Allow you to see any provider that accepts Medicare assignment (in other words, they accept what Medicare pays).
Can be used both domestically and abroad under certain circumstances.
Overall, a Medicare Supplement plan can help reduce your risk of incurring expensive out-of-pocket costs associated with plans that don't offer as much coverage.
You may switch your Medicare Supplement plan during the six-month Medigap open enrollment period. The timing of the open enrollment period is a unique to your Medicare start date. If your coverage starts on July 1st, then your open enrollment period starts that day, and continues for six months, until December 31st. During this time you have an opportunity to join any Medicare Supplement plan available in your area.
The other way to change your Medicare Supplement plan is to receive guaranteed issue rights through a specific circumstance. Different states have different rules for what is considered a special circumstance. Here are some common examples:
You move out of the plan’s service area
Your current plan is ending or changing its benefits
You qualify for a state health insurance assistance program
You are eligible for Medicare Extra Help, also known as “Low-Income Subsidy”
Be sure to check in with your local State Health Insurance Assistance Program to see what guaranteed issue rights in your state look like.
The process to change your Medicare Supplement plan is relatively simple. All you need to do is call the insurance company that provides your current plan and ask them to cancel it. Then, you can contact an agent who sells plans in your area, or use the Compare Plans button on our website to compare different plans available in your area. Once you have selected a new plan, you will need to fill out an enrollment form and submit it to the insurance company providing the new plan. The insurance company will then review your application and let you know if you are accepted for coverage.
Whether you decide to switch during your Medigap open enrollment period, or special circumstances period of eligibility, Fair Square Medicare can help you make sure you have the best plan for your specific circumstances. We will be there with you every step of the way so that you can find the perfect Medicare Supplement plan and rest easy knowing that your healthcare expenses are covered! Contact us today at 1-888-376-2028 to learn more about how we can help.
Which Medigap Policies Provide Coverage for Long-Term Care?
Sep 16, 2022
Should You Work With A Remote Medicare Agent?
Sep 20, 2023
Does Medicare Cover Mouth Guards for Sleep Apnea?
Dec 8, 2022
What's the Deal with Flex Cards?
Dec 15, 2022
Does Medicare Cover Linx Surgery?
Dec 6, 2022
Is Gainswave Covered by Medicare?
Dec 6, 2022
Does Medicare Cover Ofev?
Dec 2, 2022
Medicare Savings Programs in Kansas
Mar 22, 2023
Is Vitrectomy Surgery Covered by Medicare?
Dec 2, 2022
Does Medicare Cover a Spinal Cord Stimulator?
Nov 19, 2022
How Much Does Medicare Part B Cost in 2025?
Dec 27, 2022
Top 10 Physical Therapy Clinics in San Diego
Nov 18, 2022
Does Medicare Cover Nuedexta?
Nov 30, 2022
How to Compare Medigap Plans in 2025
Jul 14, 2025
Does Medicare Cover Air Purifiers?
Nov 18, 2022
15 Best Ways for Seniors to Stay Active in Denver
Mar 9, 2023
Everything About Your Medicare Card + Medicare Number
May 12, 2022
The Easiest Call You'll Ever Make
Jun 28, 2023
10 Top Medicare Supplement (Medigap) Companies for 2025
13 Best Ways for Seniors to Stay Active in Jacksonville
2024 Fair Square NPS Report
2025 Medicare Price Changes
Can I Use Medicare Part D at Any Pharmacy?
Can Medicare Advantage Plans be Used Out of State?
Comparing All Medigap Plans | Chart Updated for 2025
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Does Medicare Cover Bariatric Surgery?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Compounded Medications?
Does Medicare Cover Cosmetic Surgery?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Exercise Physiology?
Does Medicare Cover Fosamax?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare Cover Hoarding Cleanup?
Does Medicare Cover Home Heart Monitors?
Does Medicare Cover Ilumya?
Does Medicare Cover Inqovi?
Does Medicare Cover Inspire for Sleep Apnea?
Does Medicare Cover Jakafi?
Does Medicare Cover Ketamine Infusion for Depression?
Does Medicare Cover Kidney Stone Removal?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Medical Marijuana?
Does Medicare Cover Mental Health?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover PTNS?
Does Medicare Cover Qutenza?
Does Medicare Cover Robotic Surgery?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover Service Animals?
Does Medicare Cover Stair Lifts?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Tymlos?
Does Medicare Cover Vitamins?
Does Medicare Cover Zilretta?
Does Medicare Have Limitations on Hospital Stays?
Does Medicare Pay for Allergy Shots?
Does Medicare Pay for Antivenom?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Finding the Best Dental Plans for Seniors
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
Health Savings Accounts (HSAs) and Medicare
How Can I Get a Replacement Medicare Card?
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Do Medigap Premiums Vary?
How Does Medicare Cover Colonoscopies?
How Does Medicare Pay for Emergency Room Visits?
How Medicare Costs Can Pile Up
How Much Does a Medicare Coach Cost?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Medicare Cost?
How Much Does Open Heart Surgery Cost with Medicare?
How to Choose a Medigap Plan
How to Deduct Medicare Expenses from Your Taxes
How to Enroll in Social Security
Is the Shingles Vaccine Covered by Medicare?
Medicare & Ozempic
Medicare Advantage MSA Plans
Medicare Explained
Medicare Guaranteed Issue Rights by State
Medicare Supplement Plans for Low-Income Seniors
Turning 65 and Thinking of Keeping COBRA? Here’s Why It Usually Backfires
What is a Medicare Beneficiary Ombudsman?
What Is a Medicare Supplement SELECT Plan?
When Can You Change Medicare Supplement Plans?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare