Medicare.gov
, a pre-existing condition is a health problem you had before the date that new health coverage starts. This was one of the major talking points during the introduction of the Affordable Care Act when it was determined that health insurance companies could not charge you more or refuse coverage because of pre-existing conditions.CMS.gov
, up to half of all non-elderly Americans have at least one pre-existing condition. Some examples of common pre-existing conditions include:While insurers generally determine the presence of a pre-existing condition based on an applicant’s current health status, sometimes a healthy applicant can be deemed to have a pre-existing condition based on a past health problem or evidence of treatment for a particular condition.
Medicare Advantage plans are not inherently bad
, as you might have heard. However, they are frequently misunderstood. For example, you can't be denied from joining a plan. But that same plan might deny coverage of specific treatment related to your condition and limit where you might seek treatment.our article here
.speak with a Medicare expert at Fair Square
during your Initial Enrollment Period. They can help you weigh your options and find your best-fit plan. And if you know what plan works best for you from the beginning, you don’t need to worry about switching plans. If switching plans becomes necessary due to your life circumstances, we can help with that too.13 Best Ways for Seniors to Stay Active in Columbus
13 Best Ways for Seniors to Stay Active in Indianapolis
13 Best Ways for Seniors to Stay Active in Philadelphia
2024 Cost of Living Adjustment
Are Medicare Advantage Plans Bad?
Can I Change My Primary Care Provider with an Advantage Plan?
Can I Choose Marketplace Coverage Instead of Medicare?
Can I Laminate My Medicare Card?
Can Medicare Advantage Plans be Used Out of State?
Costco Pharmacy Partners with Fair Square
Do I Need Medicare If My Spouse Has Insurance?
Do You Need Books on Medicare?
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Does Medicare Cover Abortion Services?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Cala Trio?
Does Medicare Cover Cervical Disc Replacement?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare Cover Driving Evaluations?
Does Medicare Cover Flu Shots?
Does Medicare Cover Inqovi?
Does Medicare Cover Inspire for Sleep Apnea?
Does Medicare Cover Kidney Stone Removal?
Does Medicare Cover Krystexxa?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Mouth Guards for Sleep Apnea?
Does Medicare Cover Oxybutynin?
Does Medicare Cover Ozempic?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover Robotic Surgery?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover Service Animals?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover SIBO Testing?
Does Medicare Cover Vitamins?
Does Medicare Cover Zilretta?
Does Medicare Pay for Allergy Shots?
Does Medicare Pay for Antivenom?
Does Medicare Pay for Funeral Expenses?
Does Medicare pay for Opdivo?
Does Your Medicare Plan Cover B12 Shots?
Does Your Plan Include A Free Gym Membership?
Everything About Your Medicare Card + Medicare Number
Explaining IRMAA on Medicare
Explaining the Different Enrollment Periods for Medicare
Fair Square Client Newsletter: AEP Edition
How Can I Get a Replacement Medicare Card?
How Much Does Medicare Part B Cost in 2023?
How Much Does Trelegy Cost with Medicare?
How Often Can I Change Medicare Plans?
How to Apply for Medicare?
How to Become a Medicare Agent
How to Choose a Medigap Plan
How to Deduct Medicare Expenses from Your Taxes
Is the Shingles Vaccine Covered by Medicare?
Medicare Deductibles Resetting in 2024
Medicare Supplement Plans for Low-Income Seniors
The Easiest Call You'll Ever Make
The Fair Square Bulletin: January 2024
The Fair Square Bulletin: July 2023
The Fair Square Bulletin: June 2023
The Fair Square Bulletin: October 2023
The Fair Square Bulletin: September 2023
The Fair Square Bulletin: The End of the COVID Emergency Declaration
Top 10 Physical Therapy Clinics in San Diego
What Happens to Unused Medicare Set-Aside Funds?
What Is the Medicare Birthday Rule in Nevada?
What To Do If Your Medicare Advantage Plan Is Discontinued
What to Do When Your Doctor Doesn't Take Medicare
When Can You Change Medicare Supplement Plans?
When to Choose Medicare Advantage over Medicare Supplement
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M