Medicare.gov
, a pre-existing condition is a health problem you had before the date that new health coverage starts. This was one of the major talking points during the introduction of the Affordable Care Act when it was determined that health insurance companies could not charge you more or refuse coverage because of pre-existing conditions.CMS.gov
, up to half of all non-elderly Americans have at least one pre-existing condition. Some examples of common pre-existing conditions include:While insurers generally determine the presence of a pre-existing condition based on an applicant’s current health status, sometimes a healthy applicant can be deemed to have a pre-existing condition based on a past health problem or evidence of treatment for a particular condition.
Medicare Advantage plans are not inherently bad
, as you might have heard. However, they are frequently misunderstood. For example, you can't be denied from joining a plan. But that same plan might deny coverage of specific treatment related to your condition and limit where you might seek treatment.our article here
.speak with a Medicare expert at Fair Square
during your Initial Enrollment Period. They can help you weigh your options and find your best-fit plan. And if you know what plan works best for you from the beginning, you don’t need to worry about switching plans. If switching plans becomes necessary due to your life circumstances, we can help with that too.13 Best Ways for Seniors to Stay Active in Columbus
13 Best Ways for Seniors to Stay Active in Phoenix
14 Best Ways for Seniors to Stay Active in Seattle
20 Questions to Ask Your Medicare Agent
Best Medicare Supplement in Wisconsin
Can Doctors Choose Not to Accept Medicare?
Can I Laminate My Medicare Card?
Can I switch From Medicare Advantage to Medigap?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Can Medicare Help with the Cost of Tyrvaya?
Comparing All Medigap Plans | Chart Updated for 2023
Do I Need Medicare If My Spouse Has Insurance?
Do Medicare Supplement Plans Cover Dental and Vision?
Does Medicare Cover Air Purifiers?
Does Medicare Cover an FMT?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover Driving Evaluations?
Does Medicare Cover ESRD Treatments?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Ilumya?
Does Medicare Cover INR Machines?
Does Medicare Cover Jakafi?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Mouth Guards for Sleep Apnea?
Does Medicare Cover Nuedexta?
Does Medicare Cover Ozempic?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Qutenza?
Does Medicare Cover Service Animals?
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Does Medicare Cover TENS Units?
Does Medicare Cover the Urolift Procedure?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Cover Urodynamic Testing?
Does Medicare Cover Vitamins?
Does Medicare Cover Zilretta?
Does Medicare Pay for Bunion Surgery?
Does Medicare Pay for Varicose Vein Treatment?
Does Medicare Require a Referral for Audiology Exams?
Does Your Medicare Plan Cover B12 Shots?
Estimating Prescription Drug Costs
Explaining the Different Enrollment Periods for Medicare
Finding the Best Dental Plans for Seniors
Finding the Best Vision Plans for Seniors
Health Savings Accounts (HSAs) and Medicare
How Do Medigap Premiums Vary?
How Medicare Costs Can Pile Up
How Much Does a Medicare Coach Cost?
How Much Does a Pacemaker Cost with Medicare?
How Much Does Medicare Cost?
How Much Does Medicare Part A Cost in 2023?
How Much Does Medicare Part B Cost in 2023?
How Much Does Trelegy Cost with Medicare?
How Much Does Xeljanz Cost with Medicare?
How Your Employer Insurance and Medicare Work Together
Is Botox Covered by Medicare?
Is PAE Covered by Medicare?
Is the Shingles Vaccine Covered by Medicare?
Is Vitrectomy Surgery Covered by Medicare?
Medicare Advantage MSA Plans
Medicare Consulting Services
Medicare Savings Programs in Kansas
Medigap vs. Medicare Advantage
The Fair Square Bulletin: The End of the COVID Emergency Declaration
Welcome to Fair Square's First Newsletter
What Are Medicare Part B Excess Charges?
What If I Don't Like My Plan?
What Is a Medicare Advantage POS Plan?
What Is a Medicare Supplement SELECT Plan?
What is the 8-Minute Rule on Medicare?
What Is the Medicare Birthday Rule in Nevada?
Why Is Medicare So Confusing?
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M