Medicare Part C. These plans are offered by private insurance companies (mostly insurance companies regulated by the state) and are authorized by the federal government to offer benefits on top of Parts A and B.
medical underwriting. So, you should be approved for coverage (after
enrolling in Parts A & B) even if you have a pre-existing condition. However, if you want to switch to a Medicare Supplement, you'll usually need to undergo medical underwriting to qualify. This can be a problem if you have a pre-existing condition.
initial enrollment periodis typically the only period where you can enroll in a Supplement without being denied for pre-existing conditions. It's much easier to go from Supplement -> Advantage than Advantage -> Supplement.
detailsof each plan, and can end up being disappointed. A misunderstanding of the benefits offered might set your expectations incorrectly. In addition, Medicare is complex to navigate, and Medicare Advantage plans can change yearly (tacking onto beneficiaries' frustrations).
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.