Medicare Part C. These plans are offered by private insurance companies (mostly insurance companies regulated by the state) and are authorized by the federal government to offer benefits on top of Parts A and B.
medical underwriting. So, you should be approved for coverage (after
enrolling in Parts A & B) even if you have a pre-existing condition. However, if you want to switch to a Medicare Supplement, you'll usually need to undergo medical underwriting to qualify. This can be a problem if you have a pre-existing condition.
initial enrollment periodis typically the only period where you can enroll in a Supplement without being denied for pre-existing conditions. It's much easier to go from Supplement -> Advantage than Advantage -> Supplement.
detailsof each plan, and can end up being disappointed. A misunderstanding of the benefits offered might set your expectations incorrectly. In addition, Medicare is complex to navigate, and Medicare Advantage plans can change yearly (tacking onto beneficiaries' frustrations).
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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2022 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.