There can be any number of reasons for someone to want cosmetic surgery. For Medicare to cover your plastic surgery, it needs to be deemed medically necessary by your doctor. So generally, Medicare does not offer coverage for cosmetic surgery. But what are the circumstances when Medicare offers coverage? Let's find out.
Medicare does not generally offer coverage for cosmetic surgery, but there are specific types of reconstructive plastic surgery that may be partially or fully covered by Medicare. These surgeries are typically related to correcting physical defects caused by congenital anomalies, traumatic injury, or medical conditions such as burns.
In any case, a healthcare professional has to deem the procedure to get Medicare coverage. The cosmetic procedure might be covered by Part A or B depending on whether you are admitted to the hospital or not. Some Medicare Advantage plans may offer extra benefits that could cover some costs related to plastic surgery. Check with your plan provider to see what your plan might offer you.
The exceptions to Medicare's policy on plastic surgery often include reconstructive surgeries that are necessary to improve the functioning of a body part or to correct a deformity related to a birth defect, disease or injury. The surgery must not only improve the person’s appearance, but also improve their quality of life.
If you are looking to have cosmetic surgery and Medicare does not cover it, then you may have to pay for the procedure out-of-pocket. However, many plastic surgeons offer financing options such as payment plans or low-interest loans in order to help patients pay for the procedure. Additionally, some insurance companies may cover certain cosmetic procedures, so you can check with your provider to see if they offer any coverage. You could also consider a medical savings plan or use a credit card to pay for the procedure.
Cosmetic surgery can be a great way to boost your confidence and improve your physical appearance, but it’s important to make sure it’s the right choice for you.
The involved risks include complications, reactions to anesthesia and infections. Before you make a decision, it’s important to discuss the procedure with your doctor and evaluate all the potential risks.
It’s also important to have realistic expectations and be aware that results may not be exactly as you had hoped.
Medicare does not generally cover cosmetic surgery, but there are exceptions for reconstructive surgeries that are medically necessary. If you are considering having cosmetic surgery, it’s important to discuss the procedure with your doctor and evaluate all the potential risks. This content is for informational purposes only. For any Medicare-related questions, give us a call today to speak with an expert.
Does Medicare Cover Kyphoplasty?
Dec 9, 2022
Medigap Plan N vs. Plan G — Which One Fits You in 2025?
Jul 14, 2025
Plan G vs. Plan N
Jan 28, 2022
Does Medicare Cover Cervical Disc Replacement?
Jan 20, 2023
Does Medicare Cover Inspire for Sleep Apnea?
Dec 27, 2022
Does Medicare Cover Iovera Treatment?
Jan 11, 2023
Does Medicare Cover COVID Tests?
Dec 21, 2022
Can Medicare Help with the Cost of Tyrvaya?
Jan 12, 2023
Health Savings Accounts (HSAs) and Medicare
Jan 24, 2024
Does Medicare Cover Nuedexta?
Nov 30, 2022
Does Medicare Cover Kidney Stone Removal?
Nov 23, 2022
Does Medicare Cover Ozempic?
Mar 28, 2023
What Happens to Unused Medicare Set-Aside Funds?
Jan 20, 2023
What's the Deal with Flex Cards?
Dec 15, 2022
How to Choose a Medigap Plan
Jan 10, 2023
Does Medicare Cover Air Purifiers?
Nov 18, 2022
Does Medicare Cover Scleral Lenses?
Dec 5, 2022
Does Medicare Cover Linx Surgery?
Dec 6, 2022
10 Top Medicare Supplement (Medigap) Companies for 2025
13 Best Ways for Seniors to Stay Active in Columbus
13 Best Ways for Seniors to Stay Active in Jacksonville
13 Best Ways for Seniors to Stay Active in Phoenix
14 Best Ways for Seniors to Stay Active in Nashville
2024 Cost of Living Adjustment
Can I Laminate My Medicare Card?
Can I Use Medicare Part D at Any Pharmacy?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Does Medicare Cover Boniva?
Does Medicare Cover Cardiac Ablation?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare Cover Compounded Medications?
Does Medicare Cover Cosmetic Surgery?
Does Medicare cover Deviated Septum Surgery?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover ESRD Treatments?
Does Medicare Cover Fosamax?
Does Medicare Cover Hepatitis C Treatment?
Does Medicare cover Hyoscyamine?
Does Medicare Cover Hypnotherapy?
Does Medicare Cover Jakafi?
Does Medicare Cover Ketamine Infusion for Depression?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Macular Degeneration?
Does Medicare Cover Nexavar?
Does Medicare Cover Ofev?
Does Medicare Cover PTNS?
Does Medicare Cover Service Animals?
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Does Medicare Cover Stair Lifts?
Does Medicare Cover TENS Units?
Does Medicare Cover the WATCHMAN Procedure?
Does Medicare Pay for Allergy Shots?
Does Medicare Pay for Antivenom?
Does Medicare pay for Opdivo?
Does Medicare Require a Referral for Audiology Exams?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Does Your Plan Include A Free Gym Membership?
Estimating Prescription Drug Costs
Explaining IRMAA on Medicare
Explaining the Different Enrollment Periods for Medicare
Fair Square Bulletin: We're Revolutionizing Medicare
Finding the Best Vision Plans for Seniors
How Are Medicare Star Ratings Determined?
How Can I Get a Replacement Medicare Card?
How Do Medigap Premiums Vary?
How Does Medicare Pay for Emergency Room Visits?
How Medicare Costs Can Pile Up
How Much Does a Pacemaker Cost with Medicare?
How Much Does Open Heart Surgery Cost with Medicare?
How Often Can I Change Medicare Plans?
How to Deduct Medicare Expenses from Your Taxes
Is Displacement Affecting Your Medicare Coverage?
Is the Shingles Vaccine Covered by Medicare?
Medicare & Ozempic
Medicare Advantage Plans for Disabled People Under 65
Medicare Deductibles Resetting in 2025
Medicare Explained
Medicare Guaranteed Issue Rights by State
Medigap vs. Medicare Advantage
Saving Money with Alternative Pharmacies & Discount Programs
The Fair Square Bulletin: October 2023
Top 10 Physical Therapy Clinics in San Diego
What Does Medicare Cover for Stroke Patients?
What If I Don't Like My Plan?
What Is Medical Underwriting for Medigap?
What is the 8-Minute Rule on Medicare?
What Is the Medicare Birthday Rule in Nevada?
What to Do When Your Doctor Doesn't Take Medicare
What to Do When Your Doctor Leaves Your Network
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare