Medicare enrollmentis crucial to ensure you get the healthcare coverage you need and avoid costly mistakes.
sign up for Medicareduring your Initial Enrollment Period (IEP), which is a seven-month window that includes your 65th birthday month plus three months before and after it.
Part Bcoverage and enroll in a Marketplace plan instead. For example, Jim is not eligible for premium-free Part A as he has worked for less than 40 calendar quarters. He can drop or delay Medicare Parts A and B until he completes 40 calendar quarters and enrolls in a Marketplace Plan.
ESRD) — but have not yet applied for Medicare coverage.
Medicare Part A. You'll also lose your retiree or disability benefits (from Social Security or Railroad Retirement Board) and will not be eligible for any financial assistance to pay your Marketplace plan premiums. Moreover, you'll need to reimburse all retirement or disability benefits you received to date, along with the costs that Medicare paid for your healthcare claims.
HealthCare.govor call the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).
Our advisorsare knowledgeable about the intricacies of Medicare and can help you decide which plan is right for you in the long run. Call us at 888-376-2028 to better understand your financial options in both scenarios and make an informed decision.
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.