Medicare
.Medicare enrollment
is crucial to ensure you get the healthcare coverage you need and avoid costly mistakes.sign up for Medicare
during your Initial Enrollment Period (IEP), which is a seven-month window that includes your 65th birthday month plus three months before and after it.Part B
coverage and enroll in a Marketplace plan instead. For example, Jim is not eligible for premium-free Part A as he has worked for less than 40 calendar quarters. He can drop or delay Medicare Parts A and B until he completes 40 calendar quarters and enrolls in a Marketplace Plan.ESRD
) — but have not yet applied for Medicare coverage.Medicare Part A
. You'll also lose your retiree or disability benefits (from Social Security or Railroad Retirement Board) and will not be eligible for any financial assistance to pay your Marketplace plan premiums. Moreover, you'll need to reimburse all retirement or disability benefits you received to date, along with the costs that Medicare paid for your healthcare claims.HealthCare.gov
or call the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325).Our advisors
are knowledgeable about the intricacies of Medicare and can help you decide which plan is right for you in the long run. Call us at 888-376-2028 to better understand your financial options in both scenarios and make an informed decision.13 Best Ways for Seniors to Stay Active in Philadelphia
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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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