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Does Medicare Cover Hoarding Cleanup?

Pile of junk in a house, hoarder room pile of household equipment needs clearing out stock photo
By Daniel Petkevich
Jan 10, 2023

This is not covered on most plans

If you or someone you know is struggling with a hoarding disorder, it's important to understand what kinds of services are at your disposal for seeking help. Unfortunately, Original Medicare (Part A and Part B) does not typically cover hoarding cleanup because it is considered a non-medical service and, therefore, not included in the list of standard benefits on most Medicare plans. However, there might be some Medicare plans with extra benefits. Read on to see how you might get coverage.

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What is Covered Under Original Medicare?

Under Original Medicare, certain healthcare services and supplies are covered. These include hospital inpatient care, doctor visits, preventive services such as cancer screenings and flu shots, durable medical equipment (DME) like wheelchairs or walkers, lab tests and x-rays. Original Medicare does not typically cover non-medical services such as housecleaning or hoarding cleanup.

Does Medicare Cover Non-Medical Services Such as Hoarding Cleanup?

Some Medicare Advantage plans may include additional benefits such as vision, hearing and dental care. Some Medicare Advantage plans may offer coverage for non-medical services such as hoarding cleanup. Although coverage varies by plan, so it's best to check with your insurance company if they have any coverage and also if they have any referrals to service providers who can assist with this type of cleaning. It is important to note that Original Medicare does not cover hoarding cleanup, and any coverage for non-medical services is provided at the insurance company's discretion.

How to Check if Your Insurance Company Offers Any Additional Coverage for Hoarding Cleanup

If you are enrolled in a Medicare Advantage plan, contact your insurance company to see if they offer any additional coverage for non-medical services such as hoarding cleanup. They may also be able to provide information on service providers who can help with this type of cleaning.

Tips on Finding a Service Provider Who Can Help With the Cleanup Process

If you are unable to find coverage from Medicare or your insurance company, there are several resources available that can help you find a service provider who can assist with the cleaning process. The National Association of Professional Organizers provides referrals to professional organizers and other clutter-clearing professionals who specialize in hoarding disorder cleanups. You can also search online for local service providers who offer hoarding cleanup services.
It is important to remember that even if you are unable to find coverage for hoarding cleanup, help is still available. There are many resources and professionals who can provide assistance with this process. Additional resources include:
By taking the time to research available resources, you can work towards finding the best solution for yourself or someone you know who is struggling with hoarding disorder.

Final Thoughts

Dealing with a hoarding disorder can be overwhelming, and the cleanup process can be difficult. It is important to understand your options when it comes to seeking help, including what types of services are covered by Medicare and what additional coverage may be available through private insurance plans. By researching your options and understanding what kind of assistance is available, you can ensure that you get the right help to address your hoarding issues.
For any Medicare-related questions, Fair Square Medicare is here for you. Give us a call today.

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