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Do I Need to Renew My Medicare?

Fair Square
By Daniel Petkevich
Nov 29, 2022

Only if it suits you to change

Good question! This might seem familiar if you're used to enrolling for your private insurance every year. But for Medicare, do you need to enroll each year? In a word...

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Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

No

You do not need to renew your Medicare plan every year. If you are on Original Medicare, Medicare Advantage, or a Medicare Supplement, then your coverage will continue automatically as long as you keep up with your payments.
However, you will want to review your plan each year during the

Annual Enrollment Period

even if nothing changed with your healthcare needs. This is a great time to make sure that your coverage still meets your needs and budget. During the Annual Enrollment Period, you can explore new plans or make changes to your current plan if necessary. The Annual Enrollment Period runs from October 15th to December 7th each year.
Another reason to review your plan details is that sometimes insurance carriers can terminate offering a specific plan at year end. At that point, the carrier will enroll beneficiaries on the terminated in a default plan, which might not suit you.
If you have a Medicare Advantage plan, there is also the

Medicare Advantage Open Enrollment Period

that runs from January 1st to March 31st every year. During this period, you can switch from one Medicare Advantage plan to another without penalty.
You should make sure your plan suits your needs, but you do not have to renew your plan every year. If you are looking for more information about your Medicare coverage, you can always contact your Medicare experts at Fair Square Medicare.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

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Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2024 Help Button Inc

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