Fair Square Medicare Wordmark

Do Medicare Supplement Plans Cover Dental and Vision?

Medigap on a post-it note surrounded by a stethoscope stock image
By Daniel Petkevich
Dec 8, 2022

Routine check-ups are not covered, but some procedures might be covered by Medigap

At Fair Square Medicare, we take pride in recommending the best plan for each of our clients. Often we will recommend a

Medicare Supplement Plan G

because it offers the most comprehensive medical coverage to pair with the largest network. But that doesn't mean that it has everything you might find on other plans. Some Medicare Advantage plans have routine dental and vision visits are part of their benefits. Medicare Supplement plans, also known as Medigap plans, generally do not cover dental and vision. But there are some instances where you might get coverage. Let's talk it through.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

What is a Medicare Supplement Plan?

A Medicare Supplement Plan is a type of health insurance plan that helps cover many of the costs and gaps in Original Medicare. It is sometimes referred to as Medigap coverage because it helps fill in the “gaps” between what you get from Medicare Part A and Part B.

Why Medicare Supplement?

Medicare Supplement plans are popular because they provide a consistent level of coverage regardless of where you receive care. There are no provider networks and no referrals required, so the access to care is great. Plus, these plans typically have an affordable monthly premium that can fit into most budgets. If you have Plan G, your out-of-pocket expenses are limited to the Part B deductible. With

Medicare Advantage plans

, you have a maximum out-of-pocket amount that could be thousands of dollars. You are unlikely to reach that each month, but it's a lot easier to budget for expenses with Plan G. Without the coverage of Medicare Supplement Plan G, your

costs could pile up

.

What are the benefits of Medicare Supplement?

Having a Medicare Supplement plan can help you save money in the long run. It covers many of the same items that Original Medicare does, but it offers additional coverage that could save you from high out-of-pocket costs. For instance, Plan G pays for all of your Part B coinsurance and copayments after reaching the Part B deductible, which can help you avoid thousands of dollars in out-of-pocket expenses each year.

Medigap coverage of dental and vision

Unfortunately, most Medicare Supplement plans do not cover dental and vision care. But some exceptions may provide limited coverage on those services. For example, if your doctor says you need

dental implants

or surgery to treat

macular degeneration

, then they will be covered by Medicare. But the more routine visits to the optometrist or dentist will not be covered unless you have a Medicare Advantage plan with certain benefits.

Medicare Advantage coverage of dental and vision

Medicare Advantage plans are hotly debated recently. By law, they are required to have the same coverage as Medicare Part A and B. But they also might offer unique benefits such as dental and vision which make them an enticing option for Medicare beneficiaries that need those covered. As we've talked about before,

Medicare Advantage plans aren't inherently bad, they are just misunderstood

. What's important is that you are not sacrificing your core health coverage or your freedom of network for flashy benefits that won't actually save you money. A great way to see if Medicare Advantage or Medicare Supplement makes more sense for you is to have a consultation with

Fair Square Medicare

.

Conclusion

If you want to find out if you're eligible for additional vision and dental coverage, we suggest speaking with a licensed insurance expert at Fair Square Medicare. Our team is deeply familiar with the Medicare system, and we can help you compare Medicare plans that may provide coverage for those services. We can also point you in the right direction of a plan that best suits your needs and saves you money.

Call us today to speak with an expert

.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Recommended Articles

various cartoon scenarios showing long term care stock photo
Which Medigap Policies Provide Coverage for Long-Term Care?
Sep 16, 2022
Sinusitis. stock illustration
Is Balloon Sinuplasty Covered by Medicare?
Dec 1, 2022
Male doctor with his arms crossed stock image
Can Doctors Choose Not to Accept Medicare?
Dec 8, 2022
Human hands holding healthy lung shape made from paper on light blue background. stock photo
How Much Does Trelegy Cost with Medicare?
Jan 24, 2023
Indianapolis skyline at night stock image
13 Best Ways for Seniors to Stay Active in Indianapolis
Mar 9, 2023
a variety of pills in a daily pill organizer stock image
Does Medicare Cover Vitamins?
Dec 5, 2022
senior man with his glasses in his hand working in front of his laptop stock photo
Can I Change Medicare Advantage Plans Any Time? | Medicare Plans
Sep 19, 2022
woman in a hospital wearing a bandana being shown information by her doctor stock photo
Medicare Advantage Plans for Disabled People Under 65
Mar 24, 2023
Cover image
Can I Choose Marketplace Coverage Instead of Medicare?
May 2, 2023
Physiotherapist showing workout record on exercise bike
Does Medicare Cover Exercise Physiology?
Jan 11, 2023
Cover image
Can Medicare Advantage Plans be Used Out of State?
Jun 12, 2023
Electrocardiograph with pacemaker stock photo
How Much Does a Pacemaker Cost with Medicare?
Nov 21, 2022
Ozempic stock image
Does Medicare Cover Ozempic?
Mar 28, 2023
senior man reaching to his ear with jumbled letters going into the ear stock image
Does Medicare Cover Hearing Aids?
Nov 9, 2022
wart on the sole of a white man's foot stock photo
Does Medicare Cover Wart Removal?
Jan 17, 2023
Cover image
What Is a Medicare Supplement SELECT Plan?
Apr 25, 2023
Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo
Is Emsella Covered by Medicare?
Nov 21, 2022
Saving money against a stopwatch stock image
What is the 8-Minute Rule on Medicare?
Dec 21, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Columbus

13 Best Ways for Seniors to Stay Active in Jacksonville

13 Best Ways for Seniors to Stay Active in Philadelphia

20 Questions to Ask Your Medicare Agent

2024 Cost of Living Adjustment

2025 Medicare Price Changes

Building the Future of Senior Healthcare

Can I Have Two Primary Care Physicians?

Can I Laminate My Medicare Card?

Can I switch From Medicare Advantage to Medigap?

Can Medicare Help with the Cost of Tyrvaya?

Do I Need Medicare If My Spouse Has Insurance?

Does Medicare Cover Abortion Services?

Does Medicare Cover Air Purifiers?

Does Medicare Cover an FMT?

Does Medicare Cover Cardiac Ablation?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Compounded Medications?

Does Medicare Cover COVID Tests?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Disposable Underwear?

Does Medicare Cover Hoarding Cleanup?

Does Medicare Cover Inqovi?

Does Medicare Cover Ketamine Infusion for Depression?

Does Medicare Cover Kidney Stone Removal?

Does Medicare Cover Krystexxa?

Does Medicare Cover Macular Degeneration?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Nexavar?

Does Medicare Cover Nuedexta?

Does Medicare Cover Penile Implant Surgery?

Does Medicare Cover Piqray?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover Service Animals?

Does Medicare Cover the Urolift Procedure?

Does Medicare Cover the WATCHMAN Procedure?

Does Medicare pay for Opdivo?

Does Retiring at Age 62 Make Me Eligible for Medicare?

Does Your Medicare Plan Cover B12 Shots?

Does Your Plan Include A Free Gym Membership?

Explaining IRMAA on Medicare

Explaining the Different Enrollment Periods for Medicare

Fair Square Client Newsletter: AEP Edition

Finding the Best Vision Plans for Seniors

How Can I Get a Replacement Medicare Card?

How Do Medigap Premiums Vary?

How Does Medicare Cover Colonoscopies?

How Does Medicare Pay for Emergency Room Visits?

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How is Medicare Changing in 2025?

How Medicare Costs Can Pile Up

How Much Does Open Heart Surgery Cost with Medicare?

How Much Does Rexulti Cost with Medicare?

How to Deduct Medicare Expenses from Your Taxes

Is Displacement Affecting Your Medicare Coverage?

Is PAE Covered by Medicare?

Medicare Advantage MSA Plans

Medicare Guaranteed Issue Rights by State

Medicare Savings Programs in Kansas

Plan G vs. Plan N

Seeing the Value in Fair Square

The Easiest Call You'll Ever Make

The Fair Square Bulletin: October 2023

Top 10 Physical Therapy Clinics in San Diego

What Happens to Unused Medicare Set-Aside Funds?

What is a Medicare Beneficiary Ombudsman?

What Is Medical Underwriting for Medigap?

What Is the Medicare Birthday Rule in Nevada?

What To Do If Your Medicare Advantage Plan Is Discontinued

What's the Difference Between HMO and PPO Plans?

Will Medicare Cover Dental Implants?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.
Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M