How Much Does Medicare Part B Cost in 2025?
By Daniel Petkevich
Dec 27, 2022
Medicare Part B Premiums and Deductibles in 2025
In this article, we'll discuss everything you need to know about the upcoming changes to Medicare Part B. But first, let's review the healthcare services covered by Medicare Part B for those new to the program.
Speak with a Medicare Advocate
What Does Medicare Part B Cover?
Medicare Part B is a part of Original Medicare
It covers two types of services:
Essential medical services — medically necessary services and supplies required to diagnose or treat a medical condition
Preventive services — designed to help prevent illness or detect it early
Some examples of services and supplies covered by Medicare Part B include:
Ambulance services
Clinical research
Diagnostic laboratory tests
Doctor visits
Durable medical equipment — hospital beds, blood sugar monitors, oxygen tanks, wheelchairs, walkers, etc.
Therapy
Screenings
Vaccinations
Transplants
Limited outpatient prescription drugs
How Much Does Medicare Part B Cost In 2025?
Your Medicare Part B costs include your monthly premium and the annual deductible. Here's what you'll pay in 2025:
Monthly premium — $185
Your premium may vary depending on your
MAGI
(modified adjusted gross income)For example, if your MAGI exceeds a certain amount (as per your IRS tax return from 2 years ago), you may be subject to an
income-related monthly adjustment amount (IRMAA)
. You would pay the IRMAA in addition to the standard premium
Annual deductible — $257
Everyone enrolled in Medicare Part B must pay the premium, unless you receive state assistance (Medicaid). If you receive Social Security benefits, the Part B premium will be automatically deducted from your monthly payment; if not, you'll receive a quarterly bill.
Coinsurance - 80% of the bill after the deductible. You'll pay the final 20%.
Example: You have a $50,000 surgery. You first pay the deductible ($257), then Part B pays 80% (about $40,000) and you pay the final 20% (about $10,000).
The following table displays Medicare Part B (and Part D) premiums based on income.
If you have any questions or concerns about how these changes might affect you, call us at 1-888-376-2028. Our team at Fair Square Medicare
Recommended Articles
2025 Medicare Price Changes
Oct 30, 2023
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Jan 7, 2023
Does Medicare Cover Cervical Disc Replacement?
Jan 20, 2023
Building the Future of Senior Healthcare
Aug 25, 2022
Does Medicare Cover Boniva?
Nov 29, 2022
Are Medicare Advantage Plans Bad?
May 5, 2022
How to Apply for Medicare?
Jul 15, 2022
Should You Work With A Remote Medicare Agent?
Sep 20, 2023
Finding the Best Dental Plans for Seniors
Jan 4, 2023
Does Medicare cover Deviated Septum Surgery?
Nov 18, 2022
Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan
Jul 14, 2025
What You Need to Know About Creditable Coverage
Jan 18, 2023
Will Medicare Cover it?
Oct 3, 2023
Does Medicare Cover Cold Laser Therapy (CLT)?
Jun 14, 2023
Can Medicare Help with the Cost of Tyrvaya?
Jan 12, 2023
How Does Medicare Cover Colonoscopies?
Dec 27, 2022
Is the Shingles Vaccine Covered by Medicare?
Nov 17, 2022
Moving? Here’s What Happens to Your Medicare Coverage
Jul 15, 2025
More of our articles
13 Best Ways for Seniors to Stay Active in Columbus
13 Best Ways for Seniors to Stay Active in Philadelphia
13 Best Ways for Seniors to Stay Active in Phoenix
15 Best Ways for Seniors to Stay Active in Denver
20 Questions to Ask Your Medicare Agent
Can I Change My Primary Care Provider with an Advantage Plan?
Can I switch From Medicare Advantage to Medigap?
Can Medicare Advantage Plans be Used Out of State?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Comparing All Medigap Plans | Chart Updated for 2025
Costco Pharmacy Partners with Fair Square
Do I Need Medicare If My Spouse Has Insurance?
Do I Need to Renew My Medicare?
Do You Need Books on Medicare?
Does Medicare Cover a Spinal Cord Stimulator?
Does Medicare Cover Abortion Services?
Does Medicare Cover Breast Implant Removal?
Does Medicare Cover Cala Trio?
Does Medicare Cover Cataract Surgery?
Does Medicare Cover Chiropractic Visits?
Does Medicare Cover Compounded Medications?
Does Medicare Cover COVID Tests?
Does Medicare Cover Diabetic Eye Exams?
Does Medicare Cover Flu Shots?
Does Medicare Cover Hearing Aids?
Does Medicare Cover Home Heart Monitors?
Does Medicare Cover Incontinence Supplies?
Does Medicare Cover Inqovi?
Does Medicare Cover Jakafi?
Does Medicare Cover Kidney Stone Removal?
Does Medicare Cover Kyphoplasty?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Nuedexta?
Does Medicare Cover Oxybutynin?
Does Medicare Cover Ozempic?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Physicals & Blood Work?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover Scleral Lenses?
Does Medicare Cover SI Joint Fusion?
Does Medicare Cover Tymlos?
Does Medicare Cover Vitamins?
Does Medicare Cover Wart Removal?
Does Medicare Cover Zilretta?
Does Medicare Have Limitations on Hospital Stays?
Does Medicare Pay for Bunion Surgery?
Does Medicare Pay for Funeral Expenses?
Does Medicare Pay for Varicose Vein Treatment?
Does Retiring at Age 62 Make Me Eligible for Medicare?
Explaining the Different Enrollment Periods for Medicare
Fair Square Bulletin: We're Revolutionizing Medicare
How Do I Sign up for Medicare? A Simple How-To Guide For You
How Do Medigap Premiums Vary?
How is Medicare Changing in 2025?
How Medicare Costs Can Pile Up
How Much Does a Pacemaker Cost with Medicare?
How Much Does Open Heart Surgery Cost with Medicare?
How Often Can I Change Medicare Plans?
How to Become a Medicare Agent
How to Compare Medigap Plans in 2025
Is Displacement Affecting Your Medicare Coverage?
Is Gainswave Covered by Medicare?
Medicare Advantage Plans for Disabled People Under 65
The Easiest Call You'll Ever Make
Welcome to Fair Square's First Newsletter
What If I Don't Like My Plan?
What is a Medicare Beneficiary Ombudsman?
What Is a Medicare Supplement SELECT Plan?
What Is Medical Underwriting for Medigap?
What is Plan J?
What's the Difference Between HMO and PPO Plans?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
