How Much Does Medicare Part B Cost in 2025?
Medicare Part B Premiums and Deductibles in 2025
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What Does Medicare Part B Cover?
Original Medicare
that covers your outpatient medical costs.- Essential medical services — medically necessary services and supplies required to diagnose or treat a medical condition
- Preventive services — designed to help prevent illness or detect it early
- Ambulance services
- Clinical research
- Diagnostic laboratory tests
- Doctor visits
- Durable medical equipment — hospital beds, blood sugar monitors, oxygen tanks, wheelchairs, walkers, etc.
- Therapy
- Screenings
- Vaccinations
- Transplants
- Limited outpatient prescription drugs
How Much Does Medicare Part B Cost In 2025?
- Monthly premium — $185
- Your premium may vary depending on your
MAGI
(modified adjusted gross income) - For example, if your MAGI exceeds a certain amount (as per your IRS tax return from 2 years ago), you may be subject to an
income-related monthly adjustment amount (IRMAA)
. You would pay the IRMAA in addition to the standard premium
- Annual deductible — $257
- Coinsurance - 80% of the bill after the deductible. You'll pay the final 20%.
- Example: You have a $50,000 surgery. You first pay the deductible ($257), then Part B pays 80% (about $40,000) and you pay the final 20% (about $10,000).
Fair Square Medicare
can help you understand your options and make informed decisions about your Medicare coverage.Stay Up to Date on Medicare!
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