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2025 Medicare Price Changes

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By Daniel Petkevich
Oct 30, 2023

What to expect for the coming year:

Each year, Medicare undergoes various updates and changes. This article will review changes in Medicare premiums, co-pays, and deductibles from 2024 to 2025.

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Part A Changes
Medicare Part A covers inpatient hospital care and is typically premium-free for most beneficiaries. However, for those with less than 40 quarters of covered employment, the Part A premium is expected to increase from $272 per month in 2024 to $285 per month in 2025.
The Part A Deductible covers the cost of a beneficiary's hospital stay and will increase from $1,632 per 60-day Benefit Period in 2024 to $1,676 in 2025.
Part B Changes
Medicare Part B covers medical services such as doctor's visits and outpatient care. The standard premium for Part B in 2024 was $174.70 per month; in 2025, it will increase to $185 per month. It's important to note that higher-income individuals may be subject to income-related monthly adjustment amounts (IRMAA), which can result in higher premiums.
The Part B annual deductible will increase from $240 in 2024 to $257 in 2025.
Part D Changes
Medicare Part D provides prescription drug coverage, and the premiums for Part D plans can vary widely. The specific premium costs for Part D plans can vary significantly based on the coverage they offer and the region in which you reside. Reviewing your Part D coverage annually to confirm your plan will cover your medications at an affordable cost is essential.
Part C Changes
Medicare Part C, also known as Medicare Advantage, is a type of health insurance plan offered by private insurance companies and can offer additional benefits and services not typically covered by Original Medicare. The premiums for these plans can vary widely based on the coverage they offer and the region in which you reside. Reviewing your Part C coverage annually is essential to confirm your doctors, pharmacy, and prescriptions are covered and affordable.
Conclusion
Staying informed of annual Medicare changes is crucial for beneficiaries. Modest increases in premiums, deductibles, and co-pays are expected in 2025. It's essential for Medicare recipients to understand how these changes can impact their healthcare costs and to review their coverage options carefully. For more information on how these updates will impact you, please schedule a consultation today at

fairsquaremedicare.com

 or call us at 1-888-454-2383. Our experts are looking forward to talking to you!

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Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

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