10 Top Medicare Supplement (Medigap) Companies for 2025
By Daniel Petkevich
Jul 14, 2025
A quick overview of 10 Medicare Supplement companies you should consider.
(Listed alphabetically to avoid implying a formal ranking)
Speak with a Medicare Advocate
AARP® / UnitedHealthcare
The country’s biggest Medigap issuer, available in all 50 states, backed by an A+ (Superior) AM Best rating, and consistently high customer-satisfaction scores.
Aetna (Accendo / CVS Health)
Part of CVS Health, offers aggressive pricing on standard and high-deductible Plan G, strong enrollment growth, and solid financial strength.
Anthem Blue Cross Blue Shield
Multiple state affiliates with some of the lowest average Plan G rates in recent quote studies, plus household discounts in many markets.
Bankers Fidelity
A 70-year-old niche carrier with responsive claims service and an A- (Excellent) AM Best rating—often appealing to shoppers who value smaller-company attention.
Blue Cross Blue Shield (other affiliates)
Deep provider networks and, in many states, a “Blue-to-Blue” rule that lets members switch Medigap letters without fresh underwriting.
Cigna
A (Excellent) AM Best rating, nationwide availability, multi-line household discounts, and a 4-star quality score from third-party reviewers.
Humana
Nationwide footprint with member perks such as vision, hearing, and fitness benefits. Premiums can run higher than average, so shop the rate.
ManhattanLife
Founded in 1850, independent, and flexible with health underwriting in some states. AM Best B++ (Good) and trending upward.
Mutual of Omaha
Second-largest Medigap book, up to 12 % household discount, and an industry-low NAIC complaint index—excellent for long-term rate stability.
State Farm
Top-tier customer-service ratings and highly competitive Plan G pricing in recent carrier-comparison research.
How We Chose These Carriers
Market share & stability – the ten listed companies represent roughly two-thirds of all Medigap enrollment.
Financial strength – A- or better AM Best ratings (or improving B++) signal the reserves to keep paying claims.
Customer experience – we analyzed NAIC complaint indexes and third-party reviews.
Plan G availability & pricing – every carrier above offers Plan G, today’s most comprehensive option for new Medicare beneficiaries.
Remember: Medigap benefits are federally standardized—Plan G at one company covers the same gaps as Plan G at another. Price, discounts, underwriting rules, and service reputation are what set carriers apart.
Need Help Comparing?
Our licensed Medicare advocates can pull side-by-side quotes from every major carrier in minutes. Call 888-376-2028 or schedule a time that works for you—no cost, no pressure.
Recommended Articles
Does Medicare Cover Cataract Surgery?
Dec 22, 2022
How Much Does a Pacemaker Cost with Medicare?
Nov 21, 2022
Why You Should Keep Your Medigap Plan
Sep 21, 2023
Does Medicare Cover Kyphoplasty?
Dec 9, 2022
14 Best Ways to Stay Active in Charlotte
Mar 9, 2023
Does Medicare Cover Diabetic Eye Exams?
Jan 11, 2023
Does Medicare Cover Medical Marijuana?
Jan 6, 2023
What To Do If Your Medicare Advantage Plan Is Discontinued
Feb 26, 2024
Does Medicare Cover Jakafi?
Dec 12, 2022
Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?
Nov 30, 2022
Will Medicare Cover it?
Oct 3, 2023
Comparing All Medigap Plans | Chart Updated for 2025
Aug 1, 2022
Does Medicare Cover Xiafaxan?
Jan 19, 2023
Which Medigap Policies Provide Coverage for Long-Term Care?
Sep 16, 2022
10 Top Medicare Supplement (Medigap) Companies for 2025
Jul 14, 2025
What Is the Medicare Birthday Rule in Nevada?
Mar 28, 2023
How to Enroll in Social Security
Apr 28, 2023
Does Medicare Pay for Bunion Surgery?
Nov 29, 2022
More of our articles
13 Best Ways for Seniors to Stay Active in Indianapolis
13 Best Ways for Seniors to Stay Active in Philadelphia
13 Best Ways for Seniors to Stay Active in Phoenix
15 Best Ways for Seniors to Stay Active in Denver
20 Questions to Ask Your Medicare Agent
2024 Fair Square Client Retention and Satisfaction Report
2024 Fair Square NPS Report
2025 Medicare Price Changes
Building the Future of Senior Healthcare
Can I Change My Primary Care Provider with an Advantage Plan?
Can I Laminate My Medicare Card?
Can I switch From Medicare Advantage to Medigap?
Can I Use Medicare Part D at Any Pharmacy?
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Costco Pharmacy Partners with Fair Square
Do All Hospitals Accept Medicare Advantage Plans?
Do I Need Medicare If My Spouse Has Insurance?
Do I Need to Renew My Medicare?
Do Medicare Supplement Plans Cover Dental and Vision?
Do You Need Books on Medicare?
Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?
Does Medicare Cover Bladder Sling Surgery?
Does Medicare Cover Boniva?
Does Medicare Cover Cala Trio?
Does Medicare Cover Cartiva Implants?
Does Medicare Cover Cold Laser Therapy (CLT)?
Does Medicare Cover Compounded Medications?
Does Medicare Cover Disposable Underwear?
Does Medicare Cover ESRD Treatments?
Does Medicare cover Hyoscyamine?
Does Medicare Cover Light Therapy for Psoriasis?
Does Medicare Cover Lipoma Removal?
Does Medicare Cover LVAD Surgery?
Does Medicare Cover Nexavar?
Does Medicare Cover Ofev?
Does Medicare Cover Orthodontic Care?
Does Medicare Cover Penile Implant Surgery?
Does Medicare Cover Piqray?
Does Medicare Cover Qutenza?
Does Medicare Cover RSV Vaccines?
Does Medicare Cover SIBO Testing?
Does Medicare Cover Stair Lifts?
Does Medicare Pay for Antivenom?
Does Medicare Pay for Funeral Expenses?
Explaining IRMAA on Medicare
Finding the Best Dental Plans for Seniors
How Can I Get a Replacement Medicare Card?
How Does Medicare Pay for Emergency Room Visits?
How Medicare Costs Can Pile Up
How Much Does Medicare Part B Cost in 2025?
How Much Does Open Heart Surgery Cost with Medicare?
How Much Does Rexulti Cost with Medicare?
How Much Does Trelegy Cost with Medicare?
How Often Can I Change Medicare Plans?
How to Compare Medigap Plans in 2025
Is Balloon Sinuplasty Covered by Medicare?
Is Emsella Covered by Medicare?
Is Fair Square Medicare Legitimate?
Is PAE Covered by Medicare?
Is the Shingles Vaccine Covered by Medicare?
Medicare Advantage Plans for Disabled People Under 65
Medicare Consulting Services
Medicare Explained
Moving? Here’s What Happens to Your Medicare Coverage
Top 10 Physical Therapy Clinics in San Diego
Welcome to Fair Square's First Newsletter
What Happens to Unused Medicare Set-Aside Funds?
What Is a Medicare Advantage POS Plan?
What is a Medicare Beneficiary Ombudsman?
What People Don't Realize About Medicare
What You Need to Know About Creditable Coverage
What's the Difference Between HMO and PPO Plans?
Get the Fair Square Bulletin
Medicare savings tips, helpful guides, and more.
Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2026 Help Button Inc
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
MULTIPLAN_FairSquareMedicare_01062022_M
Fair Square Medicare
