Fair Square Medicare Wordmark

Does Medicare Cover Bariatric Surgery?

Gastroenterologist doctor, stomach specialist. Aesthetic handdrawn highlighted illustration of human stomach. Neutral grey background, studio photo and collage. stock photo

By Daniel Petkevich

Dec 27, 2022

The answer depends on your situation

The answer to whether Medicare covers bariatric surgery is based on the reason behind it. If your doctor deems the procedure medically necessary, you will have coverage. If the reason is primarily

cosmetic

, you will likely not have coverage. Read more to find out about coverage of bariatric surgery on Medicare.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Overview of Bariatric Surgery

Bariatric surgery is an effective and long-lasting solution for individuals who are severely obese. It involves the surgical alteration of the digestive tract to help people reduce their caloric intake, leading to significant weight loss. In order to be considered eligible for bariatric surgery, patients must meet certain medical criteria set by their doctors or insurance providers.

What is considered medically necessary for Medicare to cover bariatric surgery?

In order for Medicare to cover bariatric surgery, the procedure must be medically necessary. This means that your doctor or healthcare provider must determine that you are severely obese and unable to lose weight through diet and exercise alone. Additionally, your doctor must document that the potential health benefits of the surgery outweigh the associated risks.

Eligibility requirements for Medicare coverage of bariatric surgery

In order to be eligible for Medicare to cover bariatric surgery, you must meet the following medical criteria:

  • You have a body mass index (BMI) of at least 35

  • You have at least one obesity-related condition, such as type 2 diabetes, high blood pressure, or sleep apnea.

  • You have tried other weight loss methods, such as a supervised diet and exercise program, and have been unable to achieve and maintain significant weight loss.

Medicare may cover the cost of the surgery and related hospital stays. However, you may be responsible for paying some out-of-pocket costs, such as deductibles, copayments, and coinsurance. The best way to avoid these out-of-pocket costs is with

Medicare Supplement Plan G

.

Potential risks and complications associated with the procedure

As with any surgical procedure, there are potential risks and complications associated with bariatric surgery. These include infection, bleeding, hernias, and even death. It’s important to talk to your doctor about the risks associated with the procedure before deciding whether or not to proceed.

Benefits of weight loss through bariatric surgery

The benefits of bariatric surgery can be far-reaching. Along with helping you achieve and maintain significant weight loss, the procedure may also reduce or even eliminate obesity-related conditions such as type 2 diabetes, high blood pressure, and sleep apnea.

How to find a qualified surgeon who accepts Medicare insurance

If you have decided to pursue bariatric surgery and your doctor has determined that it is medically necessary, the next step is to find a qualified surgeon who accepts Medicare insurance. You can search online for surgeons in your area or ask your doctor for a recommendation. It’s also important to do some research on the surgeon’s qualifications and experience to make sure they are qualified to perform the procedure safely.

Steps to take if you are considering bariatric surgery and have Medicare insurance

If you are considering bariatric surgery and have Medicare insurance, it’s important to take the following steps:

  1. Consult with your doctor or healthcare provider to determine if you meet the medical criteria for the procedure.

  2. Research qualified surgeons in your area who accept Medicare insurance.

  3. Ask questions about the surgeon’s qualifications and the risks associated with the procedure.

  4. Discuss any additional costs that may not be covered by Medicare.

  5. Make an informed decision about whether or not to proceed with the surgery.

Ultimately, it’s important to work closely with your doctor throughout the process in order to make an informed decision.

Takeaway

If you are severely obese and have been unable to lose weight through diet and exercise, bariatric surgery may be an effective solution for you. However, before proceeding with any type of surgery, ensure you understand all the risks and speak with your doctor. This content is for informational purposes only. For all your Medicare questions, call an expert at Fair Square Medicare.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

20 Q's with Fair Square

20 Questions to Ask Your Medicare Agent

Mar 17, 2023

Cover image

How to Become a Medicare Agent

Aug 30, 2023

bearded man holding his head in confusion looking at his laptop stock image

Why Is Medicare So Confusing?

Apr 19, 2023

Daniel Petkevich demonstrates Medicare coverage by using a scarf and hat as a metaphor

Medicare 101

May 20, 2020

Medicare cost stock image

How Much Does Medicare Cost?

Jul 25, 2022

The feet of a person suffering from foot pain stock photo

Does Medicare Cover Cartiva Implants?

Nov 29, 2022

Senior woman fretting in front of her laptop stock photo

How Medicare Costs Can Pile Up

Oct 11, 2022

Senior woman having vision problems stock photo

Does Medicare Cover Macular Degeneration?

Nov 30, 2022

Unrecognizable person undergoing surgery in the clinic stock photo

Does Medicare Cover Robotic Surgery?

Nov 28, 2022

Union Station in Denver stock image

15 Best Ways for Seniors to Stay Active in Denver

Mar 9, 2023

All Book Retention Data

2024 Fair Square Client Retention and Satisfaction Report

Mar 4, 2025

The feet of a man suffering from foot pain stock photo

Does Medicare Cover Krystexxa?

Nov 18, 2022

Screenshot 2025-03-19 at 5.02.46 PM

2024 Fair Square NPS Report

Mar 19, 2025

Doctor physician consulting with male patients in hospital exam room stock photo

Is PAE Covered by Medicare?

Nov 23, 2022

Arizona desert stock photo

13 Best Ways for Seniors to Stay Active in Phoenix

Mar 6, 2023

Diagnosis incontinence stock image

Does Medicare Cover Incontinence Supplies?

Dec 22, 2022

air purifier stock image

Does Medicare Cover Air Purifiers?

Nov 18, 2022

A cartoon signpost with HMO and PPO pointing in opposite directions

What's the Difference Between HMO and PPO Plans?

Dec 1, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Indianapolis

14 Best Ways for Seniors to Stay Active in Seattle

14 Best Ways to Stay Active in Charlotte

Are Medicare Advantage Plans Bad?

Can Doctors Choose Not to Accept Medicare?

Can Medicare Help with the Cost of Tyrvaya?

Do All Hospitals Accept Medicare Advantage Plans?

Do I Need Medicare If My Spouse Has Insurance?

Do I Need to Renew My Medicare?

Do You Need Books on Medicare?

Does Medicare Cover Abortion Services?

Does Medicare Cover Bariatric Surgery?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Disposable Underwear?

Does Medicare Cover Driving Evaluations?

Does Medicare Cover Exercise Physiology?

Does Medicare Cover Geri Chairs?

Does Medicare Cover Hearing Aids?

Does Medicare Cover Hoarding Cleanup?

Does Medicare Cover Home Heart Monitors?

Does Medicare Cover Hypnotherapy?

Does Medicare Cover Inspire for Sleep Apnea?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Ketamine Infusion for Depression?

Does Medicare Cover Kidney Stone Removal?

Does Medicare Cover Linx Surgery?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Mental Health?

Does Medicare Cover Nexavar?

Does Medicare Cover Oxybutynin?

Does Medicare Cover Ozempic?

Does Medicare Cover Service Animals?

Does Medicare Cover Shock Wave Therapy for Plantar Fasciitis?

Does Medicare Cover TENS Units?

Does Medicare Cover Urodynamic Testing?

Does Medicare Cover Xiafaxan?

Does Medicare Pay for Funeral Expenses?

Does Medicare Require a Referral for Audiology Exams?

Does Your Plan Include A Free Gym Membership?

Everything About Your Medicare Card + Medicare Number

Explaining IRMAA on Medicare

Fair Square Bulletin: We're Revolutionizing Medicare

Finding the Best Dental Plans for Seniors

Gap Health Insurance: The Secret Sidekick to Your High-Deductible Plan

How Does Medicare Cover Colonoscopies?

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How is Medicare Changing in 2025?

How Much Does Rexulti Cost with Medicare?

How Much Does Trelegy Cost with Medicare?

How Much Does Xeljanz Cost with Medicare?

How Your Employer Insurance and Medicare Work Together

Is Balloon Sinuplasty Covered by Medicare?

Is Gainswave Covered by Medicare?

Last Day to Change Your Medicare Part D Plan

Medicare & Ozempic

Medicare Advantage MSA Plans

Medicare Advantage Plans for Disabled People Under 65

Medicare Consulting Services

Medicare Deductibles Resetting in 2025

Medicare Guaranteed Issue Rights by State

Medigap Plan N vs. Plan G — Which One Fits You in 2025?

Moving? Here’s What Happens to Your Medicare Coverage

Should You Work With A Remote Medicare Agent?

Top 10 Physical Therapy Clinics in San Diego

What Are Medicare Part B Excess Charges?

What If I Don't Like My Plan?

What Is a Medicare Advantage POS Plan?

What is Plan J?

What People Don't Realize About Medicare

What To Do If Your Medicare Advantage Plan Is Discontinued

What to Do When Your Doctor Leaves Your Network

When Can You Change Medicare Supplement Plans?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2026

•
Terms of Use
•
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2026 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M

Fair Square Medicare

FSM symbol - 50