Fair Square Medicare Wordmark

Does Medicare Cover Bariatric Surgery?

Gastroenterologist doctor, stomach specialist. Aesthetic handdrawn highlighted illustration of human stomach. Neutral grey background, studio photo and collage. stock photo

By Daniel Petkevich

Dec 27, 2022

The answer depends on your situation

The answer to whether Medicare covers bariatric surgery is based on the reason behind it. If your doctor deems the procedure medically necessary, you will have coverage. If the reason is primarily

cosmetic

, you will likely not have coverage. Read more to find out about coverage of bariatric surgery on Medicare.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Overview of Bariatric Surgery

Bariatric surgery is an effective and long-lasting solution for individuals who are severely obese. It involves the surgical alteration of the digestive tract to help people reduce their caloric intake, leading to significant weight loss. In order to be considered eligible for bariatric surgery, patients must meet certain medical criteria set by their doctors or insurance providers.

What is considered medically necessary for Medicare to cover bariatric surgery?

In order for Medicare to cover bariatric surgery, the procedure must be medically necessary. This means that your doctor or healthcare provider must determine that you are severely obese and unable to lose weight through diet and exercise alone. Additionally, your doctor must document that the potential health benefits of the surgery outweigh the associated risks.

Eligibility requirements for Medicare coverage of bariatric surgery

In order to be eligible for Medicare to cover bariatric surgery, you must meet the following medical criteria:

  • You have a body mass index (BMI) of at least 35

  • You have at least one obesity-related condition, such as type 2 diabetes, high blood pressure, or sleep apnea.

  • You have tried other weight loss methods, such as a supervised diet and exercise program, and have been unable to achieve and maintain significant weight loss.

Medicare may cover the cost of the surgery and related hospital stays. However, you may be responsible for paying some out-of-pocket costs, such as deductibles, copayments, and coinsurance. The best way to avoid these out-of-pocket costs is with

Medicare Supplement Plan G

.

Potential risks and complications associated with the procedure

As with any surgical procedure, there are potential risks and complications associated with bariatric surgery. These include infection, bleeding, hernias, and even death. It’s important to talk to your doctor about the risks associated with the procedure before deciding whether or not to proceed.

Benefits of weight loss through bariatric surgery

The benefits of bariatric surgery can be far-reaching. Along with helping you achieve and maintain significant weight loss, the procedure may also reduce or even eliminate obesity-related conditions such as type 2 diabetes, high blood pressure, and sleep apnea.

How to find a qualified surgeon who accepts Medicare insurance

If you have decided to pursue bariatric surgery and your doctor has determined that it is medically necessary, the next step is to find a qualified surgeon who accepts Medicare insurance. You can search online for surgeons in your area or ask your doctor for a recommendation. It’s also important to do some research on the surgeon’s qualifications and experience to make sure they are qualified to perform the procedure safely.

Steps to take if you are considering bariatric surgery and have Medicare insurance

If you are considering bariatric surgery and have Medicare insurance, it’s important to take the following steps:

  1. Consult with your doctor or healthcare provider to determine if you meet the medical criteria for the procedure.

  2. Research qualified surgeons in your area who accept Medicare insurance.

  3. Ask questions about the surgeon’s qualifications and the risks associated with the procedure.

  4. Discuss any additional costs that may not be covered by Medicare.

  5. Make an informed decision about whether or not to proceed with the surgery.

Ultimately, it’s important to work closely with your doctor throughout the process in order to make an informed decision.

Takeaway

If you are severely obese and have been unable to lose weight through diet and exercise, bariatric surgery may be an effective solution for you. However, before proceeding with any type of surgery, ensure you understand all the risks and speak with your doctor. This content is for informational purposes only. For all your Medicare questions, call an expert at Fair Square Medicare.

Speak with a Medicare Advocate

Talk to one of our Licensed Medicare Agents today to find the right plans for you.

Recommended Articles

woman in a therapist office stock photo

Does Medicare Cover Hypnotherapy?

Nov 22, 2022

Medicare Set Aside funds stock image

What Happens to Unused Medicare Set-Aside Funds?

Jan 20, 2023

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Does Medicare Cover Disposable Underwear?

Dec 8, 2022

Electrocardiograph with pacemaker stock photo

How Much Does a Pacemaker Cost with Medicare?

Nov 21, 2022

Doctor talking to patients are explaining the treatment of a patient's illness stock photo

How Much Does Rexulti Cost with Medicare?

Jan 24, 2023

Medicare Enrollment Periods stock image

Explaining the Different Enrollment Periods for Medicare

Feb 3, 2023

Screenshot 2025-03-19 at 5.02.46 PM

2024 Fair Square NPS Report

Mar 19, 2025

Asian senior male patient having him eyes examined by laser machine

Finding the Best Vision Plans for Seniors

Jan 6, 2023

Pre-Existing condition stock image

Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?

Mar 28, 2023

alphabet_soup

How to Choose a Medigap Plan

Jan 10, 2023

Leg bones and knees, 3d rendering. stock photo

Does Medicare Cover Tymlos?

Dec 5, 2022

Teenager Helping his Grandfather at Home stock photo

Does Medicare Cover Geri Chairs?

Dec 7, 2022

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Does Medicare Cover Urodynamic Testing?

Dec 2, 2022

Model of the lungs with the diseased part stock photo

Does Medicare Cover Ofev?

Dec 2, 2022

Nashville city skyline stock image

14 Best Ways for Seniors to Stay Active in Nashville

Mar 10, 2023

Abortion stock image

Does Medicare Cover Abortion Services?

Dec 13, 2022

Senior person holding tissue roll near a toilet bowl, using walker to walk to the bathroom stock photo

Does Medicare Cover Oxybutynin?

Dec 2, 2022

Male doctor with his arms crossed stock image

Can Doctors Choose Not to Accept Medicare?

Dec 8, 2022

More of our articles

10 Top Medicare Supplement (Medigap) Companies for 2025

13 Best Ways for Seniors to Stay Active in Columbus

13 Best Ways for Seniors to Stay Active in Jacksonville

13 Best Ways for Seniors to Stay Active in Phoenix

14 Best Ways for Seniors to Stay Active in Washington, D.C.

14 Best Ways to Stay Active in Charlotte

15 Best Ways for Seniors to Stay Active in Denver

20 Questions to Ask Your Medicare Agent

Are Medicare Advantage Plans Bad?

Can I switch From Medicare Advantage to Medigap?

Can I Use Medicare Part D at Any Pharmacy?

Costco Pharmacy Partners with Fair Square

Do I Need Medicare If My Spouse Has Insurance?

Do Medicare Supplement Plans Cover Dental and Vision?

Do You Need Medigap if You're Eligible for Both Medicare and Medicaid?

Does Medicare Cover Breast Implant Removal?

Does Medicare Cover Cala Trio?

Does Medicare Cover Cardiac Ablation?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Cervical Disc Replacement?

Does Medicare Cover Cold Laser Therapy (CLT)?

Does Medicare Cover COVID Tests?

Does Medicare Cover Diabetic Eye Exams?

Does Medicare Cover Exercise Physiology?

Does Medicare Cover Flu Shots?

Does Medicare Cover Hoarding Cleanup?

Does Medicare Cover Inspire for Sleep Apnea?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Jakafi?

Does Medicare Cover Mental Health?

Does Medicare Cover Mouth Guards for Sleep Apnea?

Does Medicare Cover Nexavar?

Does Medicare Cover Ozempic?

Does Medicare Cover Qutenza?

Does Medicare Cover Stair Lifts?

Does Medicare Cover the Urolift Procedure?

Does Medicare Cover Xiafaxan?

Does Medicare Cover Zilretta?

Does Medicare Have Limitations on Hospital Stays?

Does Medicare Pay for Bunion Surgery?

Does Medicare pay for Opdivo?

Does Medicare Require a Referral for Audiology Exams?

Does Your Medicare Plan Cover B12 Shots?

Estimating Prescription Drug Costs

Explaining IRMAA on Medicare

Fair Square Bulletin: We're Revolutionizing Medicare

Health Savings Accounts (HSAs) and Medicare

How Are Medicare Star Ratings Determined?

How Can I Get a Replacement Medicare Card?

How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?

How Much Does Medicare Part B Cost in 2025?

How Much Does Xeljanz Cost with Medicare?

How Often Can I Change Medicare Plans?

How to Become a Medicare Agent

How to Compare Medigap Plans in 2025

How to Deduct Medicare Expenses from Your Taxes

Is Displacement Affecting Your Medicare Coverage?

Is Emsella Covered by Medicare?

Is Vitrectomy Surgery Covered by Medicare?

Medicare 101

Medicare Advantage Plans for Disabled People Under 65

Medicare Savings Programs in Kansas

Medicare Supplement Plans for Low-Income Seniors

Medigap Plan N vs. Plan G — Which One Fits You in 2025?

What Are Medicare Part B Excess Charges?

What Is a Medicare Advantage POS Plan?

What is a Medicare Beneficiary Ombudsman?

What Is the Medicare Birthday Rule in Nevada?

What To Do If Your Medicare Advantage Plan Is Discontinued

What's the Difference Between HMO and PPO Plans?

When Can You Change Medicare Supplement Plans?

When to Choose Medicare Advantage over Medicare Supplement

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.

Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M