Fair Square Medicare Wordmark

Finding the Best Vision Plans for Seniors

Asian senior male patient having him eyes examined by laser machine
By Daniel Petkevich
Jan 6, 2023

See if you need vision insurance

Your eyes are the window to the world, and deteriorating eyesight should not mean seeing less as you age. Medicare does not typically offer a vision plan despite so many beneficiaries experiencing the effects of losing their vision. However, there are vision plans you can purchase to help cover the cost of visits to the optometrist. Read on to see what Medicare will cover to help maintain your eyesight and your options for coverage outside your Medicare plan.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Common Misconceptions

For all that Original Medicare covers, many people are surprised to learn that vision care is not included. That might be a result of the rise of Medicare Advantage plans which frequently include a vision benefit as part of the plan package. As we’ve discussed, Medicare

Advantage plans are not inherently bad; they are just misunderstood

. Many of our clients love their

Medicare Supplement Plan G

because they offer the most comprehensive coverage, but you’ll need a separate vision plan.

Do Medicare Supplement plans cover any vision care?

Yes, if you have an urgent procedure related to your vision that a doctor deems medically necessary, Medicare Supplement, also known as Medigap, will help cover some or all of the cost, depending on your plan. Routine trips to the optometrist or getting an updated prescription on your glasses will not be covered. With Medicare Supplement Plan G, you might get full coverage for medically necessary

scleral lenses

and procedures to treat

macular degeneration

and

cataract surgery

. Medicare Part B also covers yearly tests for glaucoma if you're considered high-risk.

What are your options?

If you need vision coverage, and the amount you spend on your glasses outweighs what you might save on a Medicare Supplement, you might consider a Medicare Advantage plan. Suppose you want the most comprehensive coverage and the best network that Medicare Supplement Plan G offers. In that case, you can consider buying a vision insurance policy to go with your Medicare Supplement Plan. Many of the same insurance carriers offering Medicare plans also have vision insurance plans for seniors for as low as $5 a month.

Best practices when shopping for vision insurance

  1. Assess your needs. Are you looking for preventative care or more costly procedures? Does your plan cover your local optometrist? Are you interested in LASIK, and would your plan cover the procedure? These are all questions you should ask yourself.
  2. Keep the cost in mind. Make an assessment of how much you spend yearly on your vision. Would you save money on a plan, or does it make sense to pay out-of-pocket and avoid monthly premiums?
  3. Don't fuss over matching the provider of your Medicare Supplement plan. Remember, the government, not the insurance provider, defines each Medicare Supplement plan's benefits. You should shop for vision insurance based on the best fit between your eyesight needs and your budget.

Conclusion

Keeping your vision can help you enjoy life for years to come. To help you identify what those plans may be, our team of licensed insurance experts will help you explore the various options available and how to find the best vision plan for you or a loved one. Give Fair Square Medicare a call today at 1-888-376-2028.

Stay Up to Date on Medicare!

Join the Fair Square Medicare Newsletter to stay informed on cost savings, changes to Medicare, and other valuable healthcare information.

Recommended Articles

Medigap on a post-it note surrounded by a stethoscope stock image
Do Medicare Supplement Plans Cover Dental and Vision?
Dec 8, 2022
Doctor demonstrating upper cervical spine anatomy stock photo
Does Medicare Cover Cervical Disc Replacement?
Jan 20, 2023
Medicare cost stock image
How Much Does Medicare Cost?
Jul 25, 2022
air purifier stock image
Does Medicare Cover Air Purifiers?
Nov 18, 2022
Cover image
What People Don't Realize About Medicare
Mar 27, 2023
Asian senior male patient having him eyes examined by laser machine
Finding the Best Vision Plans for Seniors
Jan 6, 2023
Happy senior man and dentist assistant talking during appointment at dental clinic. stock photo
Finding the Best Dental Plans for Seniors
Jan 4, 2023
Cover image
Fair Square Client Newsletter: AEP Edition
Oct 2, 2023
various people wearing masks due to the COVID-19 pandemic stock photo
How Does the End of the COVID-19 Public Health Emergency Affect Your Medicare?
Mar 3, 2023
Electrocardiograph with pacemaker stock photo
How Much Does a Pacemaker Cost with Medicare?
Nov 21, 2022
Union Station in Denver stock image
15 Best Ways for Seniors to Stay Active in Denver
Mar 9, 2023
Pre-Existing condition stock image
Can Medicare Advantage Plans Deny Coverage for Pre-Existing Conditions?
Mar 28, 2023
Cover image
Medicare & Ozempic
Jul 20, 2023
Medicare Enrollment Periods stock image
Explaining the Different Enrollment Periods for Medicare
Feb 3, 2023
Medicare at 62 stock image
Does Retiring at Age 62 Make Me Eligible for Medicare?
Jun 16, 2022
Ozempic stock image
Does Medicare Cover Ozempic?
Mar 28, 2023
Myelofibrosis stock image
Does Medicare Cover Jakafi?
Dec 12, 2022
Close up top view of a woman showing a round-shaped Lipoma fatty tumor on an open palm stock photo
Does Medicare Cover Lipoma Removal?
Dec 8, 2022

More of our articles

13 Best Ways for Seniors to Stay Active in Jacksonville

13 Best Ways for Seniors to Stay Active in Phoenix

14 Best Ways for Seniors to Stay Active in Nashville

20 Questions to Ask Your Medicare Agent

2024 Fair Square Client Retention and Satisfaction Report

Are Medicare Advantage Plans Bad?

Building the Future of Senior Healthcare

Can Doctors Choose Not to Accept Medicare?

Can I Change My Primary Care Provider with an Advantage Plan?

Can Medicare Help with the Cost of Tyrvaya?

Costco Pharmacy Partners with Fair Square

Do I Need Medicare If My Spouse Has Insurance?

Do I Need to Renew My Medicare?

Do You Need Books on Medicare?

Does Medicare Cover an FMT?

Does Medicare Cover Bariatric Surgery?

Does Medicare Cover Cartiva Implants?

Does Medicare Cover Cold Laser Therapy (CLT)?

Does Medicare Cover COVID Tests?

Does Medicare Cover Driving Evaluations?

Does Medicare Cover ESRD Treatments?

Does Medicare Cover Exercise Physiology?

Does Medicare Cover Flu Shots?

Does Medicare Cover Hoarding Cleanup?

Does Medicare Cover Hypnotherapy?

Does Medicare Cover Iovera Treatment?

Does Medicare Cover Krystexxa?

Does Medicare Cover Kyphoplasty?

Does Medicare Cover Light Therapy for Psoriasis?

Does Medicare Cover LVAD Surgery?

Does Medicare Cover Macular Degeneration?

Does Medicare Cover Medical Marijuana?

Does Medicare Cover Ofev?

Does Medicare Cover Oxybutynin?

Does Medicare Cover RSV Vaccines?

Does Medicare Cover Scleral Lenses?

Does Medicare Cover SIBO Testing?

Does Medicare Cover Stair Lifts?

Does Medicare Cover TENS Units?

Does Medicare Have Limitations on Hospital Stays?

Does Medicare pay for Opdivo?

Does Your Medicare Plan Cover B12 Shots?

Fair Square Bulletin: We're Revolutionizing Medicare

How Are Medicare Star Ratings Determined?

How Do Medigap Premiums Vary?

How Does Medicare Cover Colonoscopies?

How is Medicare Changing in 2025?

How Much Does Medicare Part A Cost in 2025?

How Much Does Open Heart Surgery Cost with Medicare?

How Much Does Trelegy Cost with Medicare?

How Much Does Xeljanz Cost with Medicare?

How to Become a Medicare Agent

How Your Employer Insurance and Medicare Work Together

Is Gainswave Covered by Medicare?

Is Vitrectomy Surgery Covered by Medicare?

Medicare 101

Saving Money with Alternative Pharmacies & Discount Programs

The Easiest Call You'll Ever Make

Top 10 Physical Therapy Clinics in San Diego

What Are Medicare Part B Excess Charges?

What Happens to Unused Medicare Set-Aside Funds?

What If I Don't Like My Plan?

What Is a Medicare Supplement SELECT Plan?

What Is Medical Underwriting for Medigap?

What is the Medicare ICEP?

What's the Deal with Flex Cards?

When to Choose Medicare Advantage over Medicare Supplement

Which Medigap Policies Provide Coverage for Long-Term Care?

Why Is Medicare So Confusing?

Why You Should Keep Your Medigap Plan

Will Medicare Cover Dental Implants?

Will Medicare Cover it?

Your Medicare One-Stop-Shop

Your guide to Medicare Parts A & B, Medicare Advantage, and Medigap. 100% free.
Get the Fair Square Bulletin

Medicare savings tips, helpful guides, and more.

About

Medicare 101

Current Clients

Medicare Supplement Plans

Medicare Advantage Plans

Fair Square 2025

Terms of Use
Notice of Privacy Practices

Virgil Insurance Agency, LLC (DBA Fair Square Medicare) and www.fairsquaremedicare.com are privately owned and operated by Help Button Inc. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. Virgil Insurance Agency is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. Plan availability varies by region and state. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. © 2025 Help Button Inc

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

MULTIPLAN_FairSquareMedicare_01062022_M